148 Carmel Dr, Mandeville, LA 70448 Property Records

St. Tammany Parish property record for 148 Carmel Dr, Mandeville, LA 70448

Property Summary

Property Type	Single Family Home
Details	2,039 sqft · built 1998
Owner	Individual Name on File
Last Sale	$276,000 (Jun 2018)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`112-125-3174`

Property Details

APN / Parcel Number

Primary APN	`112-125-3174`
Alternative APN	`50033`

Interior

Building Area	2,039 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-125-3174
Street Address	148 CARMEL DR
City	MANDEVILLE
State	LA
Zip	70448-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY LT39 PH2B
Legal Subdivision	MONTEREY
Legal Phase	2B
Legal Lot Number	39
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	10
Census Block Group	1
Census Block	1028
Census Tract	41211

Owner

148 Carmel Dr is owned and occupied by an individual who bought it in June 2018.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	148 CARMEL DR, MANDEVILLE, LA 70448-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2018	Cash Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2113259
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	148 CARMEL DR, MANDEVILLE, LA 70448-4127
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206244
Date	May 19, 2020
Instrument	2206244

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 5, 2018
Property Address	148 CARMEL DR, MANDEVILLE, LA 70448-4127
Document Number	0002113259
Map Reference	MAP 402
Instrument Date	Jun 1, 2018
Instrument	2113259
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 DESTIN ST, MANDEVILLE, LA 70448-4129

Mortgage

Document Number	0002113261
Date	Jun 5, 2018
Instrument	2113261

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 148 Carmel Dr was $2,561 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (-3.5%) Homeowner's exemption	$28,511 (-) Land $4,200 Building $24,311	$285,110 (-) Land $42,000 Building $243,110
2024	$2,654.00 (+22.87%) Homeowner's exemption	$28,511 (+21.09%) Land $4,200 Building $24,311	$285,110 (+21.09%) Land $42,000 Building $243,110
2023	$2,160.00 Homeowner's exemption	$23,546 (-) Land $4,200 Building $19,346	$235,460 (-) Land $42,000 Building $193,460
2022	$2,160.00 Homeowner's exemption	$23,546 Land $4,200 Building $19,346	$235,460 Land $42,000 Building $193,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 148 Carmel Dr; there have been 195 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 222 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 in force
Nearby Flood Claims	195 (1995–2024)
Claims Outside the SFHA	149 of 195
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Aug 2016 · 9 claims Hurricane Gustav, Sep 2008 · 7 claims Hurricane Katrina, Aug 2005 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Carmel Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-MONTEREY SUBDIVISION private · serves 1,356 people · EPA ID LA1103148
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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