148 Carmel Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 148 Carmel Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,165 sqft · built 1926
Lot Size0.083 acres (3,600 sqft)
OwnerTrust Name on File
Last Sale$850,000 (Sep 2004)
Tax Bill$12,945 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-193-010-000

Property Details

APN / Parcel Number

Primary APN006-193-010-000
Alternative APN
  • 006-193-010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,165 sqft Living Area
1st Floor Area1,165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,600 sqft (0.083 acres)
Garage Area180 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number006-193-010
Street Address148 CARMEL AVE
CityPACIFIC GROVE
StateCA
Zip93950-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE RETREAT LOT 12 & 14 BLK 33
Legal SubdivisionPACIFIC GROVE RETREAT
Legal Block33
Legal Lot Number12,14
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2026
Census Tract12401

Owner

148 Carmel Ave is owner-occupied and held in a trust since January 2016.

Source: Monterey County records, as of August 6, 2026

Owner of RecordTrust Name on File
Mailing Address148 CARMEL AVE, PACIFIC GROVE, CA 93950-2821
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2004 · Amount on File
Deed SaleSep 15, 2004 · Amount on File
Deed Document Number200496908
Last Transfer DateJan 25, 2016
Transfer Doc0000006244
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address148 CARMEL AVE, PACIFIC GROVE, CA 93950-2821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 ROBIN DR, CORTE MADERA, CA 94925-2108

Mortgage

Document Number0000070088
DateNov 30, 2020
Instrument2020070088
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 148 Carmel Ave was $12,945 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,208,551 (+2%) Land $710,916 Building $497,635
2025$12,945.00 Homeowner's exemption$1,184,855 Land $696,977 Building $487,878
2023$12,456.00 (+1.96%) Homeowner's exemption$1,138,847 Land $669,913 Building $468,934
2022$12,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Carmel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 Carmel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Razzolink.

Nearby Properties on Carmel Ave

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