148 Brook Trail Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 148 Brook Trail Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 1999
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Jun 2006)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BREW M:51 B:17`

Property Details

APN / Parcel Number

Primary APN	`BREW M:51 B:17`
Alternative APNs	`M:00040 L:00144` `7084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Gross Area	3,335 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7084
Street Address	148 BROOK TRAIL RD
City	BREWSTER
State	MA
Zip	02631-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	17
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	5
Census Block	5039
Census Tract	10800

Owner

148 Brook Trail Rd is owned and occupied by two individuals who bought it in June 2006.

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 BROOK TRAIL RD, BREWSTER, MA 02631-2454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jul 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2006 · Amount on File
Deed Sale	Jun 20, 2006 · Amount on File
Prior Sale	May 27, 1999 · Amount on File
Deed Document Number	200694114
Deed Book / Page	21113 / 123
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	148 BROOK TRAIL RD, BREWSTER, MA 02631-2454
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035304-117
Date	Aug 12, 2022
Book Page	35304/117
Instrument	40652

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	148 BROOK TRAIL RD, BREWSTER, MA 02631-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32180-315
Date	Jul 26, 2019
Book Page	32180/315
Instrument	35177

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	148 BROOK TRAIL RD, BREWSTER, MA 02631-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33054-319
Date	Jul 9, 2020
Book Page	33054/319
Instrument	33548

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 148 Brook Trail Rd was $5,486, up 3.3% from the year before.

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00 (+3.31%)	$797,400 (+2.27%) Land $250,100 Building $547,300	$787,835
2024	$5,310.00 (+8.88%)	$779,700 (+11.75%) Land $256,500 Building $523,200
2023	$4,877.00	$697,700 Land $229,000 Building $468,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Brook Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Brook Trail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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