Hardy County property record for 148 Birch Ct, Baker, WV 26801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,890 sqft · built 2003 |
| Lot Size | 12.8 acres (557,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Aug 2022) |
| Tax Bill | $801 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2007 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-249-0032.0000 |
| Primary APN | 03-249-0032.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 557,568 sqft (12.8 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 148 BIRCH CT |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.797 AC LOT 5 PHASE 1 MEADOW HILLS EYLER |
| Legal Lot Number | 5 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | CAPON |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 970102 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Oct 17, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Oct 23, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Mar 9, 2005 | Deed of Trust, Mortgage · ARM SUMMIT FINANCIAL LLC |
| Aug 9, 2022 | Deed, Transfer |
| Jun 29, 2021 | Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on File |
| Deed Sale | Aug 9, 2022 · Amount on File |
| Prior Sale | Jun 29, 2021 · Amount on File |
| Deed Document Number | 2022229315 |
| Deed Book / Page | 364 / 946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000308/0000000324 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 0000000308/0000000324 |
| Instrument | 000000211152 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000234/353 |
|---|---|
| Date | Oct 17, 2007 |
| Book Page | 234/353 |
| Instrument | 162769 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000224/180 |
|---|---|
| Date | Oct 23, 2006 |
| Book Page | 224/180 |
| Instrument | 157310 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000206/360 |
|---|---|
| Date | Mar 9, 2005 |
| Book Page | 206/360 |
| Instrument | 052080 |
| Name | SUMMIT FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HERNDON, VA 20170 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.9% |
| Type Change Date | Apr 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.37% |
| Index | 6-Month LIBOR |
| Max Rate | 10.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Aug 9, 2022 |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Document Number | 000364/946 |
| Book / Page | 364 / 946 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 229315 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jun 29, 2021 |
| Property Address | 148 BIRCH CT, BAKER, WV 26801-8109 |
| Document Number | 000359/570 |
| Book / Page | 359 / 570 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 223883 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000223884 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 223884 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801.00 (+44.32%) | $104,350 (+44.51%) Land $31,810 Building $72,540 | $173,917 (+44.57%) Land $53,017 Building $120,900 |
| 2025 | $555.00 (+8.19%) | $72,210 (+8.57%) Land $26,790 Building $45,420 | $120,300 (+8.57%) Land $44,600 Building $75,700 |
| 2023 | $513.00 | $66,510 Land $26,790 Building $39,720 | $110,800 Land $44,600 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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