148 Big Valley Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 148 Big Valley Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,077 sqft · built 1987
Lot Size	0.188 acres (8,183 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Oct 2025)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0770-070-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0770-070-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
1st Floor Area	1,605 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,183 sqft (0.188 acres)
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 BIG VALLEY RD
City	FOLSOM
State	CA
Zip	95630-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 06, LOT 545
Legal Subdivision	WILLOW CREEK ESTS EAST 06
Legal Lot Number	545
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8501

Owner

148 Big Valley Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Grant Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Jul 29, 2014 · Amount on File
Deed Book / Page	20251027 / 583
Prior Transfer Date	May 24, 2016
Prior Transfer Doc	0000000694
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 27, 2025
Property Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645
Document Number	0000000583
Map Reference	MB 840531 PG 2626
Instrument Date	Oct 15, 2025
Instrument	202510270583
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645

Mortgage

Document Number	0000000584
Date	Oct 27, 2025
Instrument	202510270584

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645
Document Number	2007160800
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 BIG VALLEY RD FOLSOM CA 956304645, FOLSOM, CA 95630-4645

Mortgage

Document Number	2007160800
Date	Jul 16, 2020
Instrument	2007160800

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645
Document Number	1911130147
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 BIG VALLEY RD FOLSOM CA 956304645, FOLSOM, CA 95630-4645

Mortgage

Document Number	1911130147
Date	Nov 13, 2019
Instrument	1911130147

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 BIG VALLEY RD, FOLSOM, CA 95630-4645
Document Number	1802130875
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 BIG VALLEY RD FOLSOM CA 956304645, FOLSOM, CA 95630-4645

Mortgage

Document Number	1802130875
Date	Feb 13, 2018
Instrument	1802130875

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 148 Big Valley Rd was $5,787, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,000 (+51.98%) Land $190,000 Building $600,000
2025	$5,787.00 (+2.1%) Homeowner's exemption	$519,791 Land $144,218 Building $375,573
2024	$5,668.00 (+1.85%)
2023	$5,565.00 (+1.53%) Homeowner's exemption	$499,609 Land $138,619 Building $360,990
2022	$5,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Big Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Big Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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