Woonsocket City property record for 148 Bernon St, Apt 21, Woonsocket, RI 02895
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,159 sqft · built 1870 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Jan 2026 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13576700 |
| Primary APN | 13576700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 28 Units |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13576700 |
|---|---|
| Street Address | 148 BERNON ST, 21 |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-4370 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MU2 |
| Legal Subdivision | RIVER IS |
| Legal Lot Number | 186 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 18000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woonsocket City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 BERNON ST, 21, WOONSOCKET, RI 02895-4370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2026 | Quit Claim Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Sep 30, 2024 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Nov 1, 2022 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 |
| Deed Sale | Sep 30, 2024 |
| Prior Sale | Nov 1, 2022 · Amount on Record |
| Deed Document Number | 2024234608 |
| Deed Book / Page | 2902 / 169 |
| Prior Transfer Date | Aug 30, 2024 |
| Prior Transfer Doc | 002902-169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002816-229 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 2816/229 |
| Instrument | 228386 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jan 27, 2026 |
| Property Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 003009-190 |
| Book / Page | 3009 / 190 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 242030 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jan 27, 2026 |
| Property Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 003009-170 |
| Book / Page | 3009 / 170 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 242028 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 003009-172 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 3009/172 |
| Instrument | 242029 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Sep 30, 2024 |
| Property Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 002902-169 |
| Book / Page | 2902 / 169 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024234608 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 2024234609 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 2024234609 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Nov 1, 2022 |
| Property Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 0002775-89 |
| Book / Page | 2775 / 89 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 225135 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 BERNON ST APT 21, 21, WOONSOCKET, RI 02895-4370 |
| Document Number | 0000225136 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 225136 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,896.00 (+72.18%) | $257,900 (+114.38%) Building $257,900 |
| 2023 | $1,682.00 | $120,300 (-) Building $120,300 |
| 2022 | $1,682.00 | $120,300 Building $120,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 84 units insured incl. 78 condo units |
| Nearby Flood Claims | 4 (2010–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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