148 Bay Ave, Prince Frederick, MD 20678 Property Records

Calvert County property record for 148 Bay Ave, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,506 sqft · built 1946
Lot Size	0.199 acres (8,653 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Mar 2023)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-027402`

Property Details

APN / Parcel Number

Primary APN	`02-027402`
Alternative APNs	`2027402` `027402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,653 sqft (0.199 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	027402
Street Address	148 BAY AVE
City	PRINCE FREDERICK
State	MD
Zip	20678-4484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 10 & 11 BLK E DARES BEACH
Legal Subdivision	DARES BEACH
Legal Block	E
Legal Lot Number	10,11
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1048
Census Tract	860502

Owner

148 Bay Ave is owned and occupied by an individual who bought it in March 2023.

Source: Calvert County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	148 BAY AVE, PRINCE FREDERICK, MD 20678-4484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Dec 30, 2002
Deed Book / Page	6412 / 346
Transfer Doc	0017300265
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 20, 2023
Property Address	148 BAY AVE, PRINCE FREDERICK, MD 20678-4484
Document Number	0064120346
Book / Page	6412 / 346
Map Reference	MB AAH 1 PL 1
Instrument Date	Mar 15, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	855 PAT LN, HUNTINGTOWN, MD 20639-9780

Tax Assessment & Valuation

The 2025 property tax bill for 148 Bay Ave was $2,434 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,133 (+7.87%)	$243,700 (-) Land $101,900 Building $141,800
2025	$2,434.00	$210,567	$243,700 Land $101,900 Building $141,800
2023	$1,972.00	$189,833	$194,000 Land $101,900 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Bay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Bay Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Ave

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