148 Barrett St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 148 Barrett St, Schenectady, NY 12305

Property Summary

Property Type	Office Building
Details	9,636 sqft · built 1990
Lot Size	0.088 acres (3,839 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Aug 2024)
Tax Bill	$17,676 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.72-4-11`

Property Details

APN / Parcel Number

Primary APN	`421500 39.72-4-11`
Alternative APN	`150003907200040110000000`

Interior

Units	8 Units
Stories	3 Stories
Building Area	9,636 sqft Gross Area
Basement Area	3,212 sqft
Unfinished Basement	3,212 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	3,839 sqft (0.088 acres)
Lot Dimensions	72.4 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 BARRETT ST
City	SCHENECTADY
State	NY
Zip	12305-2004
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	05 - COMME
Legal Description	3 CONCRETE 0003060607 60,000
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1016
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 488, SCHENECTADY, NY 12301-0488
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit ARROW BANK NA
Aug 29, 2024	Warranty Deed, Transfer · Commercial Mortgage SARATOGA NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Jan 4, 2007 · Amount on Record
Deed Document Number	202451402
Deed Book / Page	2136 / 740
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	148 BARRETT ST, SCHENECTADY, NY 12305-2004
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BARRETT ST, SCHENECTADY, NY 12305-2004

Mortgage

Document Number	0000026269
Date	Nov 6, 2025
Instrument	202526269

Lender

Name	ARROW BANK NA
Type	Bank
Address	GLENS FALLS, NY 12801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 29, 2024
Property Address	148 BARRETT ST, SCHENECTADY, NY 12305-2004
Document Number	0000051402
Book / Page	2136 / 740
Instrument Date	May 23, 2024
Instrument	202451402
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 BARRETT ST, SCHENECTADY, NY 12305-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 488, SCHENECTADY, NY 12301-0488

Mortgage

Document Number	0000051403
Date	Aug 29, 2024
Instrument	202451403

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,676.00 (+0.8%)
2025	$17,535.00 (+1.37%)	$419,400 (-) Land $13,400 Building $406,000	$694,486 (+30.82%) Land $22,189 Building $672,297
2023		$419,400 (-) Land $13,400 Building $406,000	$530,886 (+3.8%) Land $16,962 Building $513,924
2022		$419,400 Land $13,400 Building $406,000	$511,463 Land $16,341 Building $495,122
2021	$17,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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