148 Atomic Rdg, #2, Chattanooga, TN 37412 Property Records

Hamilton County property record for 148 Atomic Rdg, #2, Chattanooga, TN 37412

Property Summary

Property Type	Townhouse
Details	3 ba · 1,744 sqft · built 2022
Lot Size	0.94 acres (40,985 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156E A 001 C002`

Property Details

APN / Parcel Number

Primary APN	`156E A 001 C002`
Alternative APN	`0000393529`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,985 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000393529
Street Address	148 ATOMIC RDG, 2
City	CHATTANOOGA
State	TN
Zip	37412-3092
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R1
Legal Description	UNIT 2 ATOMIC RIDGE OUT OF 156E A 001 FOR 2023
Legal Subdivision	BRAGG HILL LAND CO A
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	11900

Owner

Source: Hamilton County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5518 ABBY GRACE LOOP, CHATTANOOGA, TN 37415-1737
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 29, 2026
Property Address	148 ATOMIC RDG, 2, CHATTANOOGA, TN 37412-3092
Document Number	0000000002
Book / Page	14384 / 39
Instrument Date	Jul 28, 2026
Instrument	20262
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5518 ABBY GRACE LOOP, CHATTANOOGA, TN 37415-1737

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 11, 2022
Property Address	148 ATOMIC RDG # 2, 2, CHATTANOOGA, TN 37412-3092
Document Number	0000000089
Book / Page	13141 / 380
Map Reference	MB 12777 PG 551
Instrument Date	Nov 4, 2022
Instrument	2022111100089
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 ABBY GRACE LOOP, CHATTANOOGA, TN 37415-1737

Mortgage

Document Number	0131410383
Date	Nov 11, 2022
Instrument	13141-0383

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (+52.15%)	$198,880 (+124.6%)	$497,200 (+40.37%) Land $115,000 Building $382,200
2024	$1,981.00 (-36.47%)	$88,550 (-0.7%)	$354,200 (-0.7%) Land $47,500 Building $306,700
2023	$3,118.00	$89,175	$356,700 Land $50,000 Building $306,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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