148 Agate Way, Hercules, CA 94547 Property Records

Contra Costa County property record for 148 Agate Way, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,085 sqft · built 1989
Lot Size	0.15 acres (6,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jan 2023)
Tax Bill	$11,632 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`407-081-005-8`

Property Details

APN / Parcel Number

Primary APN	`407-081-005-8`
Alternative APN	`407-081-005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	1,187 sqft
2nd Floor Area	898 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,552 sqft (0.15 acres)
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	148 AGATE WAY
City	HERCULES
State	CA
Zip	94547-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T06157 L0076 B
Legal Subdivision	SUBDIVISION 6157
Legal Tract	06157
Legal Lot Number	76
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	359204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 AGATE WAY, HERCULES, CA 94547-1747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Jan 3, 2023	Grant Deed, Transfer · Conventional Mortgage AXEN MORTGAGE
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2023289
Prior Transfer Date	Feb 8, 1994
Prior Transfer Doc	0000038219
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 AGATE WAY, HERCULES, CA 94547-1747
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 AGATE WAY, HERCULES, CA 94547-1747

Mortgage

Document Number	0000123862
Date	Apr 23, 2021
Instrument	2021-123862

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 3, 2023
Property Address	148 AGATE WAY, HERCULES, CA 94547-1747
Document Number	0000000289
Map Reference	MB 278 PG 30-42
Instrument Date	Dec 30, 2022
Instrument	2023-000289
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	148 AGATE WAY, HERCULES, CA 94547-1747

Mortgage

Document Number	0000000290
Date	Jan 3, 2023
Instrument	2023-000290

Lender

Name	AXEN MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 AGATE WAY, HERCULES, CA 94547-1747
Document Number	0000159457
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	148 AGATE WAY HERCULES CA 945471747, HERCULES, CA 94547-1747

Mortgage

Document Number	0000159457
Date	Jul 31, 2020
Instrument	159457

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 30, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.85%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 AGATE WAY, HERCULES, CA 94547-1747
Document Number	0000159456
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	148 AGATE WAY HERCULES CA 945471747, HERCULES, CA 94547-1747

Mortgage

Document Number	0000159456
Date	Jul 31, 2020
Instrument	159456

Lender

Name	ENNKAR INC
Address	1036 W TAFT AVE # 200, ORANGE, CA 92865-4109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 30, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.85%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,987 (+2%) Land $461,625 Building $318,362
2025	$11,632.00 (+3.8%)	$764,694 (+2%) Land $452,574 Building $312,120
2023	$11,206.00 (+81.27%)	$749,700 Land $561,000 Building $188,700
2022	$6,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Unwired.

Nearby Properties on Agate Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures