148 5th St, Verplanck, NY 10596 Property Records

Westchester County and Cortlandt Town property record for 148 5th St, Verplanck, NY 10596

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,042 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2011)
Tax Bill	$8,047 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552289 54.5-2-44`

Property Details

APN / Parcel Number

Primary APN	`552289 54.5-2-44`
Alternative APNs	`5522890540050002044000` `9.02-006-00`

Exterior

Lot Area	5,042 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	9.02-006-00
Street Address	148 5TH ST
City	VERPLANCK
State	NY
Zip	10596-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.02-006-008
Legal Subdivision	MAP OF VERPLANK
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	3
Census Block	3019
Census Tract	14604

Owner

148 5th St is owned and occupied by two individuals who bought it in November 2011.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 5TH ST, VERPLANCK, NY 10596-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MID HUDSON VALLEY FCU
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2011 · Amount on File
Deed Sale	Nov 14, 2011 · Amount on File
Prior Sale	May 13, 1998 · Amount on File
Deed Document Number	2011512933456
Prior Transfer Date	Sep 8, 1998
Prior Transfer Doc	1210000166
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 12, 2026
Property Address	148 5TH ST, VERPLANCK, NY 10596-7737
Document Number	0000003437
Instrument Date	Aug 3, 2026
Instrument	20263437
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 5TH ST, VERPLANCK, NY 10596-7737

Mortgage

Document Number	0000003437,
Date	Aug 12, 2026
Instrument	20263437

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	148 5TH ST, VERPLANCK, NY 10596-7737
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 5TH ST, VERPLANCK, NY 10596-7737

Mortgage

Document Number	0632543513
Date	Sep 11, 2023
Instrument	632543513

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	148 5TH ST, VERPLANCK, NY 10596-7737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610043122
Date	Jan 4, 2021
Instrument	610043122

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 148 5th St was $8,047 with a homeowner's exemption.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,047.00 Homeowner's exemption
2025		$5,025 (-) Land $200 Building $4,825	$415,289 (-2.48%) Land $16,529 Building $398,760
2024	Homeowner's exemption	$5,025 (-) Land $200 Building $4,825	$425,847 (+3.39%) Land $16,949 Building $408,898
2023		$5,025 Land $200 Building $4,825	$411,885 Land $16,393 Building $395,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 5th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1989–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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