Monroe County property record for 148 2nd Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,338 sqft · built 1988 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Jul 1994) |
| Tax Bill | $4,798 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00466360-000000 |
| Primary APN | 00466360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 1,871 sqft |
| 1st Floor Area | 1,066 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 533 sqft |
| Porch | Florida Room |
| Porch Area | 680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1569771 |
|---|---|
| Street Address | 148 2ND LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 13 LT 10 PAMELA VILLA KEY LARGO PB3-125 OR553-994 OR816-1330 OR864-2284 OR925-2040 OR1023-31 OR1315-1436/37R/S OR1321-58R/S OR2237-1371 OR2237-1373D/C OR2443-1189/90R/S OR2452-841/42 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
148 2nd Ln is owned and occupied by two individuals who acquired it in November 2009.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 2ND LN, KEY LARGO, FL 33037-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1994 · Amount on File |
| Deed Sale | Jul 18, 1994 · Amount on File |
| Prior Sale | Aug 1, 1987 · Amount on File |
| Deed Book / Page | 1315 / 1436 |
| Last Transfer Date | Nov 25, 2009 |
| Transfer Doc | 0024431189 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550,380 Land $273,000 Building $277,380 | $550,380 Land $273,000 Building $277,380 | |
| 2024 | $4,798.00 (+9.22%) | ||
| 2023 | $4,393.00 (+11.81%) | $520,951 (+11.87%) Land $257,250 Building $263,701 | $520,951 (+11.87%) Land $257,250 Building $263,701 |
| 2022 | $3,929.00 | $465,666 Land $199,500 Building $266,166 | $465,666 Land $199,500 Building $266,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 2nd Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 2nd Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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