14797 Bell St, Cresaptown (Cumberland), MD 21502 Property Records

Allegany County property record for 14797 Bell St, Cresaptown, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,330 sqft · built 1974
Lot Size0.482 acres (21,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,916 (2025)
Flood ZoneZone X (minimal risk)
APN07-022921

Property Details

APN / Parcel Number

Primary APN07-022921
Alternative APNs
  • 7022921
  • 022921

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,330 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions150 ft deep x 140 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number022921
Street Address14797 BELL ST
CityCUMBERLAND
StateMD
Zip21502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRANT RD COR BELL ST LOTS 13-14-15 140X150 VANMETER S/D
Legal SubdivisionVANMETER S/D
Legal Lot Number13-15
JurisdictionALLEGANY MD
Township / Civil Division7, CRESAPTOWN/BEL AIR
Census Block Group1
Census Block1024
Census Tract2000

Owner

Source: Allegany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 5174, CUMBERLAND, MD 21505-5174
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,867 (+21.23%)$182,800 (+12.91%) Land $35,200 Building $147,600
2025$1,916.00 (+31.87%) Homeowner's exemption
2023$1,453.00 Homeowner's exemption$139,300$161,900 Land $35,200 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1982–2014)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 5,703 people · EPA ID MD0010005
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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