14796 Windward Ln, Naples, FL 34114 Property Records

Collier County property record for 14796 Windward Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,098 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Sep 2020)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`512705 2C 46B01`

Property Details

APN / Parcel Number

Primary APN	`512705 2C 46B01`
Alternative APN	`63045033406`

Interior

Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	14796 WINDWARD LN
City	NAPLES
State	FL
Zip	34114-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAPLES RESERVE PHASE II BLOCK 2C LOT 4
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	NAPLES RESERVE PHASE 2
Legal Phase	2
Legal Tract	512705
Legal Block	2C
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1000
Census Tract	11108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14796 WINDWARD LN, NAPLES, FL 34114-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC
Apr 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20205916376
Deed Book / Page	5809 / 2286
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14796 WINDWARD LN, NAPLES, FL 34114-8689
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14796 WINDWARD LN, NAPLES, FL 34114-8689

Mortgage

Document Number	0060360560
Date	Nov 2, 2021
Book Page	6036/560
Instrument	6153193

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 1, 2020
Property Address	14796 WINDWARD LN, NAPLES, FL 34114-8689
Document Number	0058092286
Book / Page	5809 / 2286
Map Reference	MB 56 PG 20-38
Instrument Date	Aug 19, 2020
Instrument	5916376
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058092288
Date	Sep 1, 2020
Instrument	5809/2288

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 24, 2018
Property Address	14796 WINDWARD LN, NAPLES, FL 34114-8689
Document Number	0055010451
Book / Page	005501 / 000451
Instrument Date	Apr 20, 2018
Instrument	5544688
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,533 (+2.7%)	$688,779 (-9.18%) Land $248,292 Building $440,487
2025	$5,215.00 (+9.35%) Homeowner's exemption	$334,501 (+5.99%)	$758,404 (-17.39%) Land $388,991 Building $369,413
2023	$4,769.00 (+1.51%) Homeowner's exemption	$315,606 (+3%)	$918,083 (+43%) Land $422,096 Building $495,987
2022	$4,698.00 Homeowner's exemption	$306,414	$642,033 Land $225,945 Building $416,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Summit Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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