14796 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14796 Tullamore Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,755 sqft · built 2005
Lot Size0.21 acres (9,153 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Sep 2016)
Tax Bill$7,950 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-23-27-1605-00-360

Property Details

APN / Parcel Number

Primary APN03-23-27-1605-00-360
Alternative APNs
  • 272303160500360
  • 132018
  • 132804
  • 134318

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,755 sqft Living Area
Gross Area3,402 sqft
1st Floor Area1,517 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,153 sqft (0.21 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address14796 TULLAMORE LOOP
CityWINTER GARDEN
StateFL
Zip34787-5337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEMERALD RIDGE 54/112 LOT 36
Legal Range27E
Legal Township23S
Legal Section03
Legal SubdivisionEMERALD RIDGE
Legal Tract1605
Legal Lot Number36
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group4
Census Block4016
Census Tract17117

Owner

Source: Orange County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HOMRTAP INVESTMENTS PARTNERS III SPV LLC
Oct 25, 2021Agreement of Sale, Transfer
Dec 15, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Dec 15, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2016 · Amount on Record
Deed SaleSep 20, 2016 · Amount on Record
Prior SaleSep 23, 2010 · Amount on Record
Deed Document Number2016494070
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337

Mortgage

Document Number0000650828
DateOct 25, 2021
Instrument20210650828
Lender
NameHOMRTAP INVESTMENTS PARTNERS III SPV LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeStand-Alone First Mortgage

October 2021: Agreement of Sale, Transfer

Document TypeAgreement of Sale
JurisdictionORANGE FL
Recording DateOct 25, 2021
Property Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337
Document Number20210650829
Map ReferenceMB 54 PG 112-115
Instrument DateOct 7, 2021
Instrument20210650829
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14796 TULLAMORE LOOP, 14796, WINTER GARDEN, FL 34787-5337

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 BOYLSTON ST # 16TH, BOSTON, MA 02199-1900

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337
Document Number0000047143
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address14796 TULLAMORE LOOP WINTER GARDEN FL 347875337, WINTER GARDEN, FL 34787-5337

Mortgage

Document Number0000047143
DateJan 24, 2018
Instrument47143
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048
Interest
Rate TypeFixed Rate
Rate4%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14796 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5337
Document Number0000032116
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14796 TULLAMORE LOOP WINTER GARDEN FL 347875337, WINTER GARDEN, FL 34787-5337

Mortgage

Document Number0000032116
DateJan 17, 2018
Instrument32116
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,250 (-8.13%) Land $115,000 Building $333,250$448,250 (-8.13%) Land $115,000 Building $333,250
2025$7,950.00 (+115.86%) Homeowner's exemption$487,940 (+85.6%) Land $115,000 Building $372,940$487,940 (+18.07%) Land $115,000 Building $372,940
2024$3,683.00 (+3.83%)
2023$3,547.00 (+3.14%) Homeowner's exemption$262,900 (+3%)$413,249 (+17.9%) Land $115,000 Building $298,249
2022$3,439.00 Homeowner's exemption$255,243$350,507 Land $100,000 Building $250,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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