14792 Brown Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 14792 Brown Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-0020-0013-00-7`

Property Details

APN / Parcel Number

Primary APN	`07-0020-0013-00-7`
Alternative APN	`11-07-0020-0013-00-7`

Interior

Full Baths	1 Bath
Building Area	856 sqft Living Area
1st Floor Area	856 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	330 ft deep x 66 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14792 BROWN RD
City	THREE OAKS
State	MI
Zip	49128-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 1/2 A OF S 4 A OF W1/2 OF SE1/4 OF SW1/4 OF NE1/4 SEC 20 T7S R20W
Legal Range	20W
Legal Township	07S
Legal Section	20
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	2
Census Block	2004
Census Tract	11201

Owner

14792 Brown Rd is owned and occupied by an individual.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1159 CLARENCE AVE, OAK PARK, IL 60304-2595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLD COAST BANK (CHICAGO IL
Jan 4, 2021	Warranty Deed, Transfer · Line of Credit GOLD COAST BANK (CHICAGO IL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	14792 BROWN RD, THREE OAKS, MI 49128-9735
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14792 BROWN RD, THREE OAKS, MI 49128-9735

Mortgage

Document Number	03360/3376
Date	Jan 19, 2022
Book Page	3360/3376
Instrument	2022340921

Lender

Name	GOLD COAST BANK (CHICAGO IL
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 4, 2021
Property Address	14792 BROWN RD, THREE OAKS, MI 49128-9735
Document Number	003307/417
Book / Page	3307 / 417
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 CLARENCE AVE, OAK PARK, IL 60304-2595

Mortgage

Document Number	0003307419
Date	Jan 4, 2021
Instrument	3307/419

Lender

Name	GOLD COAST BANK (CHICAGO IL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14792 Brown Rd was $1,446 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,500	$293,000
2025	$1,446.00
2023		$69,500	$139,000
2022	$1,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14792 Brown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14792 Brown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brown Rd

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