14790 N Tram Rd, Splendora, TX 77372 Property Records

Montgomery County property record for 14790 N Tram Rd, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 2007
Lot Size	0.268 acres (11,676 sqft)
Owner	Individual Name on File
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5850-03-00100`

Property Details

APN / Parcel Number

Primary APN	`5850-03-00100`
Alternative APN	`R100234`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,676 sqft (0.268 acres)
View / Lot	Primary
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14790 N TRAM RD
City	SPLENDORA
State	TX
Zip	77372-4449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	HOLIDAY OAKS 03, LOT 1, ACRES 0.260
Legal Subdivision	HOLIDAY OAKS 03
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	692803

Owner

14790 N Tram Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 14, 2023	Special Warranty Deed, Transfer
Jan 12, 2023	Vendor's Lien, Transfer · FHA Mortgage EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2023
Deed Sale	Jan 12, 2023
Prior Sale	Aug 13, 2020
Deed Document Number	20232901
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	0000057559
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449

Mortgage

Document Number	0000103949
Date	Oct 9, 2025
Instrument	2025103949

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Feb 1, 2053

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 14, 2023
Property Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449
Document Number	0000076170
Map Reference	VOL 7 PG 291
Instrument Date	Jul 27, 2023
Instrument	2023076170
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 CYPRESS HOLLOW WAY, NAPLES, FL 34109-5907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 BETHANY LN, HOUSTON, TX 77039-5712
Investor	Possibly a Property Investor

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 12, 2023
Property Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449
Document Number	0000002901
Map Reference	VOL 626 PG 796
Instrument Date	Jan 12, 2023
Instrument	2023002901
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14790 N TRAM RD, SPLENDORA, TX 77372-4449

Mortgage

Document Number	0000002902
Date	Jan 12, 2023
Instrument	2023002902

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14790 N Tram Rd was $3,048, down 7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,962 (-3.57%) Land $23,352 Building $132,610	$155,962 (-3.57%) Land $23,352 Building $132,610
2025	$3,048.00 (-6.96%)	$161,728 (-6.75%) Land $23,352 Building $138,376	$161,728 (-6.75%) Land $23,352 Building $138,376
2024	$3,276.00 (-1.21%)	$173,430 (-4.36%) Land $23,352 Building $150,078	$173,430 (-4.36%) Land $23,352 Building $150,078
2023	$3,316.00 (+9.98%)	$181,330 (+14.28%) Land $23,350 Building $157,980	$181,330 (+14.28%) Land $23,350 Building $157,980
2022	$3,015.00	$158,670 Land $20,430 Building $138,240	$158,670 Land $20,430 Building $138,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14790 N Tram Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2019–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14790 N Tram Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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