1479 Cedar Bluff Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 1479 Cedar Bluff Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,167 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2006)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25Q-41-0581`

Property Details

APN / Parcel Number

Primary APN	`25Q-41-0581`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	707 sqft
Basement Area	560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	148 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	91 sqft
Deck Area	144 sqft
Patio Area	60 sqft
Balcony Area	4 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1479 CEDAR BLUFF DR
City	BALLWIN
State	MO
Zip	63021-7561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WESTBROOKE PLAT SEVEN 25Q410314 11 10 83 LOT 381
Legal Subdivision	WESTBROOKE PLAT SEVEN
Legal Lot Number	381
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1006
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAWTHORN BANK
Feb 13, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jan 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2006 · Amount on Record
Deed Sale	Nov 7, 2006 · Amount on Record
Prior Sale	Apr 12, 2006 · Amount on Record
Deed Document Number	20061055
Deed Book / Page	17354 / 4929
Prior Transfer Date	Oct 5, 2006
Prior Transfer Doc	0173544929
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 19, 2026
Property Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561
Document Number	0000000227
Instrument Date	May 8, 2026
Instrument	2026227
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561

Mortgage

Document Number	0000000227,
Date	May 19, 2026
Instrument	2026227

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561

Mortgage

Document Number	0242520573
Date	Aug 19, 2020
Book Page	24252/573
Instrument	2020081903200

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561
Document Number	0239460110
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1479 CEDAR BLUFF DR BALLWIN MO 630217561, BALLWIN, MO 63021-7561

Mortgage

Document Number	0239460110
Date	Mar 2, 2020
Book Page	023946/000110
Instrument	25

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1479 CEDAR BLUFF DR, BALLWIN, MO 63021-7561
Document Number	0228860256
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 CEDAR BLUFF DR BALLWIN MO 630217561, BALLWIN, MO 63021-7561

Mortgage

Document Number	0228860256
Date	Feb 5, 2018
Book Page	022886/000256
Instrument	68

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,060 (-) Land $33,230 Building $43,830	$405,600 (-) Land $174,900 Building $230,700
2025	$4,727.00 (+7.26%)	$77,060 (+13.57%) Land $33,230 Building $43,830	$405,600 (+13.58%) Land $174,900 Building $230,700
2024	$4,407.00 (-0.9%)
2023	$4,447.00 (+11.15%)	$67,850 (+20.52%) Land $22,150 Building $45,700	$357,100 (+20.52%) Land $116,600 Building $240,500
2022	$4,001.00	$56,300 Land $21,280 Building $35,020
2021			$296,300 Land $112,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRONTIER ESTATES private · serves 120 people · EPA ID MO6036101
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2015
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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