14783 E 1200th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14783 E 1200th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,121 sqft · built 1972
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-004-021`

Property Details

APN / Parcel Number

Primary APN	`14-10-004-021`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,121 sqft Base Area
1st Floor Area	2,121 sqft
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Masonry / Concrete Block
Lot Area	89,734 sqft (2.06 acres)
Pole Barn	2,016 sqft

Location & Zoning

Street Address	14783 E 1200TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR NE NE 3437/141 435/229
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 12, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 31, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Jan 28, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 26, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2018
Transfer Doc	3437/141
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616

Mortgage

Document Number	202626000704
Date	Feb 26, 2026
Instrument	202626000704

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3675/323
Date	Apr 12, 2021
Book Page	3675/323
Instrument	202121001771

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3509/084
Date	Oct 31, 2019
Book Page	3509/084
Instrument	201901904448

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3444/045
Date	Jan 28, 2019
Book Page	3444/045
Instrument	201901900311

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 26, 2018
Property Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616
Document Number	3437/141
Book / Page	3437 / 141
Instrument Date	Dec 21, 2018
Instrument	201801805359
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14783 E 1200TH AVE, EFFINGHAM, IL 62401-5616

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (-2.15%) Homeowner's exemption Senior Citizen's exemption	$98,040 (+10.01%) Land $4,700 Building $93,340	$294,120 (+10.01%) Land $14,100 Building $280,020
2024	$2,367.00 (-6.59%)	$89,120 (+21.55%) Land $4,270 Building $84,850	$267,360 (+21.55%) Land $12,810 Building $254,550
2022	$2,534.00 Homeowner's exemption Senior Citizen's exemption	$73,320 Land $3,510 Building $69,810	$219,960 Land $10,530 Building $209,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

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