14780 Olive St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 14780 Olive St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1981
Lot Size	3.07 acres (134,164 sqft)
Owner	Individual Name on File
Last Sale	$589,000 (Jul 2026)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0409-011-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0409-011-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,576 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	134,164 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	548 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	14780 OLIVE ST
City	HESPERIA
State	CA
Zip	92345-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4957 LOT 29 TRACT NO 4957 OLD TRAIL RANCHOS NO 2 LOT 29 EX WATER RTS AND EX MNL RTS RESERVATION OF RECORD
Legal Subdivision	OLD TRAIL RANCHOS #2
Legal Tract	4957
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1010
Census Tract	10030

Owner

14780 Olive St is owned and occupied by an individual who bought it in July 2026.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	14780 OLIVE ST, HESPERIA, CA 92345-3338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Mar 13, 2026	Grant Deed, Transfer · Conventional Mortgage NCL EAGLEPOINT INVESTMENTS LLC
Dec 4, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage ENNKAR INC
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Mar 13, 2026 · Amount on File
Deed Document Number	2026183622
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0000067584
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 16, 2026
Property Address	14780 OLIVE ST, HESPERIA, CA 92345-3338
Document Number	0000183622
Instrument Date	Jun 11, 2026
Instrument	2026183622
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,437.90
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14780 OLIVE ST, HESPERIA, CA 92345-3338

Mortgage

Document Number	0000183623,
Date	Jul 16, 2026
Instrument	2026183623

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 13, 2026
Property Address	14780 OLIVE ST, HESPERIA, CA 92345-3338
Document Number	0000067585
Map Reference	MB 60 PG 73-76
Instrument Date	Feb 9, 2026
Instrument	2026-0067585
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14780 OLIVE ST, HESPERIA, CA 92345-3338

Mortgage

Document Number	0000067586
Date	Mar 13, 2026
Instrument	2026-0067586

Lender

Name	NCL EAGLEPOINT INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 4, 2020
Property Address	14780 OLIVE ST, HESPERIA, CA 92345-3338
Document Number	0000491712
Map Reference	MB 60 PG 73-76
Instrument Date	Oct 29, 2020
Instrument	2020-0491712
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14780 OLIVE ST, HESPERIA, CA 92345-3338

Mortgage

Document Number	0000491713
Date	Dec 4, 2020
Instrument	2020-0491713

Lender

Name	ENNKAR INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	797 Months
Due	May 14, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.73%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	LIBOR

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14780 OLIVE ST, HESPERIA, CA 92345-3338
Document Number	0000291838
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14780 OLIVE ST HESPERIA CA 923453338, HESPERIA, CA 92345-3338

Mortgage

Document Number	0000291838
Date	Jul 18, 2017
Instrument	291838

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14780 Olive St was $2,817.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,000 (+87.37%) Land $180,000 Building $220,000
2025	$2,817.00 Homeowner's exemption	$213,480 Land $86,686 Building $126,794
2023	$2,302.00 (+2.4%) Homeowner's exemption	$205,191 Land $83,320 Building $121,871
2022	$2,248.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14780 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14780 Olive St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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