1478 W Commerce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1478 W Commerce Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,063 sqft · built 2000
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jan 2018)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-357`

Property Details

APN / Parcel Number

Primary APN	`310-08-357`
Alternative APN	`310083571`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,063 sqft Living Area
Gross Area	4,459 sqft
1st Floor Area	2,348 sqft
2nd Floor Area	1,715 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,750 sqft (0.224 acres)
View / Lot	Commercial/Industrial
Parking Spaces	3 Parking Spaces
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1478 W COMMERCE AVE
City	GILBERT
State	AZ
Zip	85233-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	PLAYA DEL REY AMENDED MCR 414-23
Legal Range	5E
Legal Township	1S
Legal Section	11
Legal Subdivision	PLAYA DEL REY AMENDED
Legal Lot Number	25
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422309

Owner

1478 W Commerce Ave is owned and occupied by two individuals who acquired it in September 2019.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 17, 2019	Quit Claim Deed, Transfer GUARANTEED RATE
Jan 9, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Prior Sale	Dec 21, 2011 · Amount on File
Deed Document Number	201819915
Last Transfer Date	Sep 23, 2019
Transfer Doc	0000830236
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101

Mortgage

Document Number	0000721609
Date	Sep 20, 2022
Instrument	20220721609

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101

Mortgage

Document Number	0000263352
Date	Mar 9, 2021
Instrument	20210263352

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 17, 2019
Property Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101
Document Number	0000830236
Instrument Date	Oct 11, 2019
Instrument	830236
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1478 W COMMERCE AVE GILBERT AZ 852334101, GILBERT, AZ 85233-4101

Mortgage

Document Number	830237
Date	Oct 17, 2019
Instrument	830237

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 9, 2018
Property Address	1478 W COMMERCE AVE, GILBERT, AZ 85233-4101
Document Number	0000019915
Instrument Date	Jan 26, 2017
Instrument	19915
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1478 W COMMERCE AVE GILBERT AZ 852334101, GILBERT, AZ 85233-4101

Mortgage

Document Number	19917
Date	Jan 9, 2018
Instrument	19917

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1478 W Commerce Ave was $3,827.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,180 (+33.37%)	$761,800 (+1.68%) Land $152,300 Building $609,500
2025	$3,827.00	$57,119 (-34.47%)	$749,200 (-14.04%) Land $149,800 Building $599,400
2024		$87,160	$871,600 Land $174,300 Building $697,300
2023	$4,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1478 W Commerce Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1478 W Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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