1478 Saint George Ln, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1478 Saint George Ln, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1987
Lot Size	0.247 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2014)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-379-006`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-379-006`
Alternative APNs	`0095262-337740-4` `10004613073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,646 sqft

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,799 sqft (0.247 acres)
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	376 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004613073
Old Parcel Number	00952623377404
Street Address	1478 SAINT GEORGE LN
City	PUNTA GORDA
State	FL
Zip	33983-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 023 0754 0014 PUNTA GORDA ISLES SEC23 BLK754 LT14 803/762 868/1122 928/2112 1489/724 1679/2105 1775/1898
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	754
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	20101

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1478 SAINT GEORGE LN, PUNTA GORDA, FL 33983-6233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on File
Deed Sale	Nov 5, 2014 · Amount on File
Prior Sale	Sep 17, 2012 · Amount on File
Deed Document Number	2305994
Deed Book / Page	3915 / 1869
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1478 SAINT GEORGE LN, PUNTA GORDA, FL 33983-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044611204
Date	Jul 17, 2019
Book Page	4461/1204
Instrument	2727147

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1478 SAINT GEORGE LN, PUNTA GORDA, FL 33983-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046781983
Date	Dec 17, 2020
Book Page	4678/1983
Instrument	2884128

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 (-34.31%) Homeowner's exemption	$143,827 (+5.99%)	$250,938 (+23.49%) Land $45,000 Building $205,938
2023	$2,384.00 (+9.71%) Homeowner's exemption	$135,703 (+3%)	$203,204 (-9.3%) Land $38,000 Building $165,204
2022	$2,173.00 Homeowner's exemption	$131,750	$224,040 Land $27,200 Building $196,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

Nearby Properties on Saint George Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures