1478 Rush Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1478 Rush Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,096 sqft · built 1993
Lot Size	0.506 acres (22,049 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Dec 2022)
Tax Bill	$4,672 (2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-26-013153-007-02`

Property Details

APN / Parcel Number

Primary APN	`20-04-26-013153-007-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,096 sqft Heated Area
Gross Area	4,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,049 sqft (0.506 acres)
Garage Area	488 sqft
Porch	Porch
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1478 RUSH LN
City	FLEMING ISLAND
State	FL
Zip	32003-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2 PACE ISLAND UNIT 11 AS REC O R 4676 PG 649
Legal Range	26
Legal Township	04
Legal Section	29
Legal Subdivision	PACE ISLAND
Legal Lot Number	2
Legal Unit	11
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3003
Census Tract	30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1478 RUSH LN, FLEMING ISLAND, FL 32003-7086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Jan 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	2022073175
Deed Book / Page	4676 / 649
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 20, 2022
Property Address	1478 RUSH LN, FLEMING ISLAND, FL 32003-7086
Document Number	0046760649
Book / Page	4676 / 649
Map Reference	MB 24 PG 41,42&43
Instrument Date	Dec 16, 2022
Instrument	2022073175
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 CULLOWHEE FOREST RD, CULLOWHEE, NC 28723-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 RUSH LN, FLEMING ISLAND, FL 32003-7086

Mortgage

Document Number	0046760651
Date	Dec 20, 2022
Book Page	4676/651
Instrument	2022073176

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1478 RUSH LN, FLEMING ISLAND, FL 32003-7086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040451274
Date	Jan 8, 2018
Book Page	4045/1274
Instrument	2018001129

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$460,336 (+10.14%)	$553,702 (+9.21%) Land $100,000 Building $453,702
2023	Disabled Person's exemption Veteran's exemption	$417,954 (+20.62%)	$507,008 (+11.66%) Land $100,000 Building $407,008
2022	$4,672.00 Homeowner's exemption	$346,508	$454,075 Land $85,001 Building $369,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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