1478 Montegor Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1478 Montegor Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,550 sqft · built 1961
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (Mar 2005)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0281-0251-00`

Property Details

APN / Parcel Number

Primary APN	`500-0281-0251-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	525 sqft
2nd Floor Area	1,025 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	166 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1478 MONTEGOR DR
City	CINCINNATI
State	OH
Zip	45230-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEGOR DR 55 X 166.40 IRR LOT 102 WASHINGTON EST BLK C
Legal Subdivision	WASHINGTON EST
Legal Block	C
Legal Lot Number	102
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3003
Census Tract	25001

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1478 MONTEGOR DR, CINCINNATI, OH 45230-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2005 · Amount on Record
Deed Sale	Mar 8, 2005 · Amount on Record
Deed Document Number	200536877
Deed Book / Page	9876 / 1031
Prior Transfer Date	Aug 26, 1997
Prior Transfer Doc	0074640190
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1478 MONTEGOR DR, CINCINNATI, OH 45230-2205
Document Number	0000079692
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1478 MONTEGOR DR CINCINNATI OH 452302205, CINCINNATI, OH 45230-2205

Mortgage

Document Number	0000079692
Date	Aug 11, 2020
Book Page	014229/002332
Instrument	79692

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (+2.88%)	$65,150 (+%) Land $15,460 Building $49,690	$186,140 (-) Land $44,170 Building $141,970
2024	$3,958.00 (+5.15%)	$65,148 (-) Land $15,459 Building $49,689
2023	$3,764.00 (+24.39%)	$65,148 (+39.75%) Land $15,459 Building $49,689	$186,140 (+39.76%) Land $44,170 Building $141,970
2022	$3,026.00 Homeowner's exemption	$46,617 Land $10,378 Building $36,239
2020			$133,190 Land $29,650 Building $103,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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