San Bernardino County property record for 1478 E Caroline St, Ontario, CA 91764
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,084 sqft · built 1966 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2017) |
| Tax Bill | $4,393 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0108-601-05-0000 |
| Primary APN | 0108-601-05-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,484 sqft |
| 1st Floor Area | 1,084 sqft |
| Family Room | Family Room |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 416 sqft |
| Patio Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1478 E CAROLINE ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91764-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 7686 LOT 4 |
| Legal Tract | 7686 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1307 |
1478 E Caroline St is owned and occupied by two individuals who bought it in February 2017.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1478 E CAROLINE ST, ONTARIO, CA 91764-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Feb 2, 2017 | Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on File |
| Deed Sale | Feb 2, 2017 · Amount on File |
| Prior Sale | Aug 16, 2016 · Amount on File |
| Deed Document Number | 201749497 |
| Prior Transfer Date | Aug 27, 1998 |
| Prior Transfer Doc | 0000379610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1478 E CAROLINE ST, ONTARIO, CA 91764-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000441850 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-0441850 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 2, 2017 |
| Property Address | 1478 E CAROLINE ST, ONTARIO, CA 91764-1428 |
| Document Number | 0000049497 |
| Map Reference | MAP96 PG39&40 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2017-0049497 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | USA NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1478 E CAROLINE ST, ONTARIO, CA 91764-1428 |
| Document Number | 0000049498 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 2017-0049498 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 1478 E Caroline St was $4,393 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,330 (+2%) Land $145,015 Building $269,315 | |
| 2025 | $4,393.00 Homeowner's exemption | $406,206 Land $142,172 Building $264,034 |
| 2023 | $4,170.00 (+1.39%) Homeowner's exemption | $390,432 Land $136,651 Building $253,781 |
| 2022 | $4,113.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1478 E Caroline St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jan 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1478 E Caroline St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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