1478 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 1478 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,159 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2026)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0485-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0485-0020`
Alternative APNs	`00480143` `480143`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	1,531 sqft
1st Floor Area	1,159 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,282 sqft
Deck Area	378 sqft
Patio Area	818 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00480143
Street Address	1478 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 485 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	485
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4002
Census Tract	40901

Owner

1478 Deborah Dr is owned and occupied by an individual who bought it in February 2026.

Source: Hernando County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 16, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20269288
Deed Book / Page	4668 / 49
Prior Transfer Date	May 30, 2024
Prior Transfer Doc	0044311691
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 12, 2026
Property Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603
Document Number	0046680049
Book / Page	4668 / 49
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 29, 2026
Instrument	2026009288
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603

Mortgage

Document Number	0046680052
Date	Feb 12, 2026
Book Page	4668/52
Instrument	2026009289

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603

Mortgage

Document Number	0042971408
Date	May 16, 2023
Book Page	4297/1408
Instrument	2023029275

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603

Mortgage

Document Number	0039600763
Date	Mar 3, 2021
Book Page	3960/763
Instrument	2021014503

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 1, 2017
Property Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603
Document Number	0034741716
Book / Page	3474 / 1716
Map Reference	MB8 PG27-37
Instrument Date	May 24, 2017
Instrument	2017031262
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2270 AMHERST AVE, 2270, SPRING HILL, FL 34609-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 DEBORAH DR, SPRING HILL, FL 34609-4603

Mortgage

Document Number	34741717
Date	Jun 1, 2017
Instrument	3474/1717

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1478 Deborah Dr was $3,203.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00	$175,915 Land $36,500 Building $139,415	$175,915 Land $36,500 Building $139,415
2023		$91,966 Land $91,966
2022	$795.00		$169,762 Land $33,000 Building $136,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1478 Deborah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1478 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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