1478 Damron Br, Grayson, KY 41143 Property Records

Carter County property record for 1478 Damron Br, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1979
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2026)
Tax Bill	$746 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114N-00-00-021.05`

Property Details

APN / Parcel Number

Primary APN	`114N-00-00-021.05`
Alternative APN	`29424`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	1,288 sqft
Finished Basement	1,288 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	560 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	29424
Street Address	1478 DAMRON BR
City	GRAYSON
State	KY
Zip	41143-7161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 8 (0.71 ACRE)
Legal Lot Number	8
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2456 ADAMS ST, ASHLAND, KY 41102-6002
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL BANK OF GRAYSON
Dec 7, 2018	Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	May 5, 2025 · Amount on File
Deed Document Number	20261025232
Deed Book / Page	554 / 282
Prior Transfer Date	Mar 17, 2026
Prior Transfer Doc	0001025232
Record Updated	Oct 29, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 5, 2025
Property Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Document Number	000536/474
Book / Page	536 / 474
Instrument Date	Apr 25, 2025
Instrument	1006431
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1478 DAMRON BR, GRAYSON, KY 41143-7161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Mail Care Of	MR DONOVAN REID DAMRON MRS CARLIE

Mortgage

Document Number	0001006432
Date	May 5, 2025
Instrument	1006432

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 DAMRON BR, GRAYSON, KY 41143-7162

Mortgage

Document Number	0000493/18
Date	Jan 23, 2023
Book Page	493/18
Instrument	554888

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 DAMRON BR, GRAYSON, KY 41143-7161

Mortgage

Document Number	OR446/264
Date	Jan 5, 2021
Book Page	OR446/264
Instrument	485611

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR413/598
Date	Jun 27, 2019
Book Page	OR413/598
Instrument	389446

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 3, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Dec 7, 2018
Property Address	1478 DAMRON BR, GRAYSON, KY 41143-7161
Document Number	0OR403/514
Book / Page	OR403 / 514
Map Reference	OR 99 PG 769
Instrument Date	Nov 30, 2018
Instrument	387107
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Tax	$65.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6116 SHORTRIDGE RD, 6116, WISE, VA 24293-4493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1478 DAMRON BR, GRAYSON, KY 41143-7161

Mortgage

Document Number	0000387108
Date	Dec 7, 2018
Instrument	387108

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 30, 2019

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00 (-1.06%)	$87,480 (-)	$87,480 (-)
2023	$754.00	$87,480	$87,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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