14776 Rapolla Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14776 Rapolla Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 2 ba · 1,863 sqft · built 2016
Lot Size	0.111 acres (4,861 sqft)
Owner	2 Company Names on File
Last Sale	$431,440 (Sep 2016)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-16-29-301-0250`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-16-29-301-0250`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,863 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,863 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	4,861 sqft (0.111 acres)
Porch	Open Porch
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	14776 RAPOLLA DR
City	DELRAY BEACH
State	FL
Zip	33446-3312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	VILLAGGIO ISLES PARCELS B & C REPL LT 25 BLK C1
Legal Section	16
Legal Subdivision	VILLAGGIO ISLES PARCELS B & C REPL
Legal Block	C1
Legal Lot Number	25
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3022
Census Tract	5934

Owner

14776 Rapolla Dr, a zero lot line, is owned by a company that bought it in September 2016 and is owner-occupied.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	14776 RAPOLLA DR, DELRAY BEACH, FL 33446-3312
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Deed Document Number	20160351893
Deed Book / Page	28612 / 0221
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	14776 RAPOLLA DR, DELRAY BEACH, FL 33446-3312
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0288340108
Date	Jan 17, 2017
Book Page	28834/0108
Instrument	20170017848

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.94%
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	14776 RAPOLLA DR, DELRAY BEACH, FL 33446-3312
Document Number	0288340124
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14776 RAPOLLA DR DELRAY BEACH FL 334463312, DELRAY BEACH, FL 33446-3312

Mortgage

Document Number	0288340124
Date	Jan 17, 2017
Book Page	028834/000124
Instrument	17849

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months
Due	Jan 16, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.94%

Tax Assessment & Valuation

The 2025 property tax bill for 14776 Rapolla Dr was $6,858 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,858.00 Homeowner's exemption	$433,674	$559,641 Land $108,846 Building $450,795
2023	$6,428.00 (+0.83%) Homeowner's exemption	$405,230 (+3%)	$541,223 (+4.01%) Land $107,768 Building $433,455
2022	$6,375.00 Homeowner's exemption	$393,427	$520,345 Land $120,942 Building $399,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14776 Rapolla Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	6 (1999–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · river or lake flooding
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14776 Rapolla Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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