14776 Interlachen Ter, Valley Center, CA 92082 Property Records

San Diego County property record for 14776 Interlachen Ter, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,510 sqft · built 2005
Lot Size	1.93 acres (84,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (May 2022)
Tax Bill	$17,409 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-360-52-00`

Property Details

APN / Parcel Number

Primary APN	`189-360-52-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,510 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	84,506 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	14776 INTERLACHEN TER
City	VALLEY CENTER
State	CA
Zip	92082-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 232 TR 014453
Legal Subdivision	SAN DIEGO 5004-4
Legal Tract	014453
Legal Block	1
Legal Lot Number	232
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	1
Census Block	1000
Census Tract	19111

Owner

Source: San Diego County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MDC FINANCIAL SERVICE GROUP INC
Jul 25, 2017	Grant Deed, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2022227474
Prior Transfer Date	Mar 17, 2007
Prior Transfer Doc	0000203029
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673
Document Number	0000227474
Map Reference	MAP 14453
Instrument Date	Apr 27, 2022
Instrument	2022-0227474
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673

Mortgage

Document Number	0000227475
Date	May 27, 2022
Instrument	2022-0227475

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673

Mortgage

Document Number	0000175322
Date	Mar 5, 2021
Instrument	2021-0175322

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673
Document Number	0000334406
Map Reference	MAP14450
Instrument Date	Jun 21, 2017
Instrument	2017-0334406
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14776 INTERLACHEN TER, VALLEY CENTER, CA 92082-6673

Mortgage

Document Number	0000334407
Date	Jul 25, 2017
Instrument	2017-0334407

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,000 (-) Land $509,000 Building $691,000
2025	$17,409.00 (+9.46%)	$1,200,000 (+12.25%) Land $510,000 Building $690,000
2023	$15,904.00 (+23.4%)	$1,069,000 Land $455,000 Building $614,000
2022	$12,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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