14772 Elk Trl, Wolverine, MI 49799 Property Records

Cheboygan County property record for 14772 Elk Trl, Wolverine, MI 49799

Property Summary

Property Type	Single Family Home
Lot Size	10.1 acres (442,134 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jan 2026)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`251-017-400-011-00`

Property Details

APN / Parcel Number

Primary APN	`251-017-400-011-00`

Exterior

Lot Area	442,134 sqft (10.1 acres)

Location & Zoning

Street Address	14772 ELK TRL
City	WOLVERINE
State	MI
Zip	49799-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 2499 FT N & 1420.50 FT N 89DEG 56MIN W & 1071 FT S OF SE COR SEC 17 TH S 357 FT TH N 89DEG 56MIN W 1239.92 FT TH N
Legal Range	02W
Legal Township	249
Legal Section	17
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	NUNDA
Census Block Group	4
Census Block	4026
Census Tract	960800

Owner

14772 Elk Trl is owned and occupied by two individuals who bought it in January 2026.

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8575 SYCAMORE RD, PLYMOUTH, IN 46563-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jan 30, 2026	Warranty Deed, Transfer TALON TITLE AGENCY
Dec 8, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2017	Deed of Trust, Mortgage AWAKON FEDERAL CREDIT UNION
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jun 6, 2024
Deed Book / Page	1574 / 730
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	001469/715
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 27, 2026
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Document Number	1591000226
Book / Page	1591 / 226
Instrument Date	Aug 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14772 ELK TRL, WOLVERINE, MI 49799-9528

Mortgage

Document Number	1591000226,
Date	Aug 27, 2026
Book Page	1591/226

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 SYCAMORE RD, PLYMOUTH, IN 46563-8005

Mortgage

Document Number	0000001574/0000000737
Date	Jan 30, 2026
Book Page	0000001574/0000000737

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 30, 2026
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Document Number	001574/730
Book / Page	1574 / 730
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$42.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8575 SYCAMORE RD, PLYMOUTH, IN 46563-8005

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 8, 2021
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Document Number	001469/715
Book / Page	1469 / 715
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14772 ELK TRL, WOLVERINE, MI 49799-9528

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1341/0032
Date	Aug 30, 2017
Book Page	1341/0032

Lender

Name	AWAKON FEDERAL CREDIT UNION
Address	ONAWAY, MI 49765

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2022

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	14772 ELK TRL, WOLVERINE, MI 49799-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14772 ELK TRL, WOLVERINE, MI 49799-9528

Mortgage

Document Number	0000001404/0000000390
Date	Feb 3, 2020
Book Page	0000001404/0000000390

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 14772 Elk Trl was $3,893 with a homeowner's exemption, up 101.6% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Nunda Township
Unified School District	Wolverine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,100 (+16.35%)	$394,200 (+16.35%)
2025	$3,893.00 (+101.61%) Homeowner's exemption	$169,400	$338,800
2024	$1,931.00
2023		$119,900	$239,800
2022	$1,742.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14772 Elk Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14772 Elk Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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