14770 Loretta Pl, Oak Park, MI 48237 Property Records

Oakland County property record for 14770 Loretta Pl, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,407 sqft · built 1964
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2023)
Tax Bill	$7,815 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-180-025`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-180-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,407 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14770 LORETTA PL
City	OAK PARK
State	MI
Zip	48237-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 LINCOLNSHIRE MANOR SUB LOT 29
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	LINCOLNSHIRE MANOR SUB
Legal Lot Number	29
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	5
Census Block	5011
Census Tract	171000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14770 LORETTA PL, OAK PARK, MI 48237-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 9, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202376514
Deed Book / Page	58737 / 582
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	0000481840
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 14, 2023
Property Address	14770 LORETTA PL, OAK PARK, MI 48237-1016
Document Number	0000076514
Book / Page	58737 / 582
Map Reference	LB 109 PG 34
Instrument Date	Jul 12, 2023
Instrument	76514
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	MS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14760 LORETTA PL, OAK PARK, MI 48237-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14770 LORETTA PL, OAK PARK, MI 48237-1016

Mortgage

Document Number	0058737583
Date	Jul 14, 2023
Instrument	58737/583

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	14770 LORETTA PL, OAK PARK, MI 48237-1016
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14760 LORETTA PL, OAK PARK, MI 48237-1016

Mortgage

Document Number	0000188088
Date	Jul 29, 2021
Book Page	56626/198
Instrument	188088

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2021
Property Address	14770 LORETTA PL, OAK PARK, MI 48237-1016
Document Number	0000194963
Book / Page	56671 / 694
Map Reference	LB 109 PG 34&35
Instrument Date	Jul 28, 2021
Instrument	194963
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14770 LORETTA PL, OAK PARK, MI 48237-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14770 LORETTA PL, OAK PARK, MI 48237-1016

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,815.00 (+1.76%) Homeowner's exemption	$136,600 (+16.95%) Land $24,200 Building $112,400	$273,200 (+16.95%) Land $48,400 Building $224,800
2024	$7,680.00 (-13.76%)
2023		$116,800 (+8.15%) Land $18,600 Building $98,200	$233,600 (+8.15%) Land $37,200 Building $196,400
2022	$8,905.00	$108,000 Land $16,900 Building $91,100	$216,000 Land $33,800 Building $182,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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