1477 Westerrace Dr, Flint, MI 48532 Property Records

Genesee County property record for 1477 Westerrace Dr, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,616 sqft · built 1965
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$185,900 (Aug 2023)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-501-032`

Property Details

APN / Parcel Number

Primary APN	`07-09-501-032`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	930 sqft
Basement Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	115 ft deep x 116 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1477 WESTERRACE DR
City	FLINT
State	MI
Zip	48532-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 SUBURBAN TERRACE SEC 09 T7N R6E
Legal Range	06E
Legal Township	07N
Legal Section	09
Legal Subdivision	SUBURBAN TERRACE
Legal Lot Number	32
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2003
Census Tract	10811

Owner

1477 Westerrace Dr is owned and occupied by an individual who bought it in August 2023.

Source: Genesee County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1477 WESTERRACE DR, FLINT, MI 48532-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 2, 2019	Warranty Deed, Transfer · VA Mortgage CASON HM LNS
Sep 14, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	202346752
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0000073676
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 25, 2023
Property Address	1477 WESTERRACE DR, FLINT, MI 48532-2439
Document Number	0000046752
Map Reference	LB 28 PG 17
Instrument Date	Aug 14, 2023
Instrument	202308250046752
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1477 WESTERRACE DR, FLINT, MI 48532-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 SYCAMORE DR, WHITE LAKE, MI 48383-2674

Mortgage

Document Number	0000045777
Date	Aug 17, 2023
Instrument	202308170045777

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1477 WESTERRACE DR, FLINT, MI 48532-2439
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007234
Date	Feb 1, 2021
Instrument	202102010007234

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 2, 2019
Property Address	1477 WESTERRACE DR, FLINT, MI 48532-2439
Document Number	0000074241
Instrument Date	Nov 22, 2019
Instrument	74241
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6213 ALLISON DR FLINT MI 485041614, FLINT, MI 48504-1614

Mortgage

Document Number	73730
Date	Dec 2, 2019
Instrument	73730

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	1477 WESTERRACE DR, FLINT, MI 48532-2439
Document Number	0000066222
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 WESTERRACE DR FLINT MI 485322439, FLINT, MI 48532-2439

Mortgage

Document Number	0000066222
Date	Oct 17, 2017
Instrument	66222

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1477 Westerrace Dr was $3,010 with a homeowner's exemption, up 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,300 (+11.69%) Land $7,900 Building $71,400	$158,600 (+11.69%) Land $15,800 Building $142,800
2025	$3,010.00 (+2%) Homeowner's exemption	$71,000	$142,000
2024	$2,951.00
2023		$70,200	$140,400
2021	$1,926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1477 Westerrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1477 Westerrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: DayStarr, Metronet.

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