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1477 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1477 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2013
Square Footage3,454 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$306,700 (2013)
Tax Bill$5,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-25-31-4445-0001-0770
Alternative APN
  • 253117444500010770

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,454 sqft Living Area
Gross Area4,574 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Upper Floors2,062 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area662 sqft Garage
Porch Area458 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1477 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 1 PB 22 PG 86-87 LOT 77
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE PH 1
Legal Phase1
Legal Tract4445
Legal Block770
Legal Lot Number77
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1030
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-4445-0001-0770

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 21, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jan 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Dec 29, 2016Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC
Dec 02, 2016Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Deed Doc Number2013201922
Deed Book / Page4551 / 644
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401

Mortgage

Document Number0061090929
DateDec 16, 2021
Book Page6109/929
Instrument2021194067
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueOct 01, 2051

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0056921600
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

Mortgage

Document Number0056921600
DateMar 16, 2020
Book Page005692/001600
Instrument37308
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050
Interest
Rate3.87%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0056860551
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

Mortgage

Document Number0056860551
DateMar 05, 2020
Book Page005686/000551
Instrument32180
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2050

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0050900063
Book / Page005090 / 000063
Instrument DateDec 29, 2016
Transaction TypeMortgage
Record UpdatedFeb 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

Mortgage

Document Number0050900063
DateJan 24, 2017
Book Page005090/000063
Instrument12453
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1477 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0050870139
Book / Page005087 / 000139
Instrument DateDec 02, 2016
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

Mortgage

Document Number0050870139
DateJan 18, 2017
Book Page005087/000139
Instrument9402
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,033.00 (+6.9%) Homeowner's exemption$352,729 (+5.99%)$469,500 (+6.46%) Land $70,000 Building $399,500
2023$4,708.00 (+3.91%) Homeowner's exemption$332,805 (+3%)$441,000 (+19.09%) Land $70,000 Building $371,000
2022$4,531.00 Homeowner's exemption$323,112$370,300 Land $55,000 Building $315,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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