Kenton County property record for 1477 Hands Pike, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1985 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Feb 2026) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-00-082.00 |
| Primary APN | 059-20-00-082.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Finished Area |
| Gross Area | 1,596 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1477 HANDS PIKE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.08 ACS HANDS PK LESS 0.005 AC TO R,W |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66801 |
1477 Hands Pike is owned and occupied by two individuals who bought it in February 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Feb 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 3, 2017 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on File |
| Deed Sale | Feb 9, 2026 · Amount on File |
| Prior Sale | Aug 13, 2015 · Amount on File |
| Deed Document Number | 202602092533 |
| Deed Book / Page | 389 / 28 |
| Prior Transfer Date | May 7, 2010 |
| Prior Transfer Doc | 0005900271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Document Number | 0005900130 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | KCM 685/24 |
| Instrument | 25090905900130 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 9, 2026 |
| Property Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Document Number | 0000002533 |
| Book / Page | 389 / 28 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 26059000002533 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | INDIANA LAND TITLE, INDIANA LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Document Number | 0000002534 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 26059000002534 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 3, 2017 |
| Property Address | 1477 HANDS PIKE, COVINGTON, KY 41017-9501 |
| Document Number | 0000000094 |
| Book / Page | 0I3893 / 000235 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 94 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9680 E BEND RD BURLINGTON KY 410058638, BURLINGTON, KY 41005-8638 |
| Document Number | 95 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 0I3893/000237 |
| Instrument | 95 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2025 property tax bill for 1477 Hands Pike was $2,067.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,600 (-) Land $20,000 Building $188,600 | $208,600 (-) Land $20,000 Building $188,600 | |
| 2025 | $2,067.00 | $208,600 Land $20,000 Building $188,600 | $208,600 Land $20,000 Building $188,600 |
| 2023 | $2,223.00 | $208,600 Land $20,000 Building $188,600 | $208,600 Land $20,000 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1477 Hands Pike in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1477 Hands Pike is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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