14768 Rd J, Ottawa, OH 45875 Property Records

Putnam County property record for 14768 Rd J, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,484 sqft · built 2013
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-018090.0100`

Property Details

APN / Parcel Number

Primary APN	`08-018090.0100`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,232 sqft
Upper Floors Area	504 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	2,496 sqft
Parking Spaces	5 Parking Spaces
Lean-To	520 sqft
Utility Building	2,100 sqft
Pole Barn	1,998 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	14768 ROAD J
City	OTTAWA
State	OH
Zip	45875-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 14 SECOR SW SW .50 1N 6E 14 SEPT SW SW .50 1N 6E 14 SEPT SW SW .50
Legal Range	6E
Legal Township	1N
Legal Section	14
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4117
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14768 ROAD J, OTTAWA, OH 45875-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FUNDING
Aug 23, 2022	Intrafamily Transfer, Transfer
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2022
Transfer Doc	00749/1223
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Aug 27, 2026
Property Address	14768 ROAD J, OTTAWA, OH 45875-9441
Document Number	0000003724
Book / Page	790 / 1489
Instrument Date	Jul 20, 2026
Instrument	20263724
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14768 ROAD J, OTTAWA, OH 45875-9441

Mortgage

Document Number	0000003724,
Date	Aug 27, 2026
Book Page	790/1489
Instrument	20263724

Lender

Name	MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Aug 23, 2022
Property Address	14768 ROAD J, OTTAWA, OH 45875-9441
Document Number	00749/1223
Book / Page	749 / 1223
Map Reference	VOL 578 G 1897
Instrument Date	Aug 18, 2022
Instrument	202200003716
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14768 ROAD J, OTTAWA, OH 45875-9441

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	14768 ROAD J, OTTAWA, OH 45875-9441
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00747/2253
Date	Jun 30, 2022
Book Page	747/2253
Instrument	202200002925

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	6.62%
Index	5-Year CMT
Margin	2
Max Rate	9.62%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 (+1.74%) Homeowner's exemption	$106,500 (+12.05%) Land $7,190 Building $99,310	$304,280 (-) Land $20,540 Building $283,740
2023	$3,565.00 (-2.44%) Homeowner's exemption Additional exemption filed	$95,050 (-) Land $5,510 Building $89,540	$304,280 (+12.04%) Land $20,540 Building $283,740
2022	$3,654.00 Homeowner's exemption	$95,050 Land $5,510 Building $89,540
2020			$271,570 Land $15,740 Building $255,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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