Saginaw County property record for 14765 Geddes Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 1965 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,361 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Jul 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-23-3001-000 |
| Primary APN | 22-12-2-23-3001-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 60 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14765 GEDDES RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | NE 1/4 SW 1/4 - 40 ACRES SEC 23 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 23 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12100 |
14765 Geddes Rd is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14765 GEDDES RD, HEMLOCK, MI 48626-8492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTONE FARM CREDIT |
| Jul 7, 2017 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 14765 GEDDES RD, HEMLOCK, MI 48626-8492 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021434 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019021434 |
| Name | GREENSTONE FARM CREDIT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Sep 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 7, 2017 |
| Property Address | 14765 GEDDES RD, HEMLOCK, MI 48626-8492 |
| Document Number | 0000020407 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 20407 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14765 GEDDES RD HEMLOCK MI 486268492, HEMLOCK, MI 48626-8492 |
| Document Number | 20408 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 20408 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAGINAW, MI 48609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 6, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14765 Geddes Rd was $4,361 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,700 | $401,400 | |
| 2025 | $4,361.00 Homeowner's exemption | ||
| 2023 | $177,800 | $355,600 | |
| 2022 | $3,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14765 Geddes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 14765 Geddes Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures