14763 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 14763 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,117 sqft · built 1962
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$263,500 (Feb 2016)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`393-011-21-00`

Property Details

APN / Parcel Number

Primary APN	`393-011-21-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,117 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	14763 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 71 DOC94-91860 IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Block	1
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16812

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 5, 2018	Intrafamily Transfer, Transfer · FHA Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Deed Document Number	201662666
Last Transfer Date	May 25, 2018
Transfer Doc	0000227010
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2026
Property Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Document Number	0000103721
Instrument Date	Apr 7, 2026
Instrument	2026103721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634

Mortgage

Document Number	0000103721,
Date	Apr 14, 2026
Instrument	2026103721

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634

Mortgage

Document Number	0000092170
Date	Apr 10, 2023
Instrument	2023-0092170

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634

Mortgage

Document Number	0000633506
Date	Sep 7, 2021
Instrument	2021-0633506

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042144
Date	Jan 27, 2020
Instrument	2020-0042144

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Document Number	0000227010
Map Reference	MAP 1146
Instrument Date	May 25, 2018
Instrument	2018-0227010
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14763 EL MONTE RD, LAKESIDE, CA 92040-2634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000227011
Date	Jun 5, 2018
Instrument	2018-0227011

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,160 (+2%) Land $144,619 Building $173,541
2025	$3,861.00 (+1.61%)	$311,923 (+4.04%) Land $141,784 Building $170,139
2024	$3,800.00 (+3.63%)
2023	$3,667.00 (+1.61%)	$299,812 Land $136,279 Building $163,533
2022	$3,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

Cell Coverage

No cell data coverage reported

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