Santa Clara County property record for 1476 Senegal Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,927 sqft · built 1998 |
| Lot Size | 0.161 acres (7,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Sep 2025) |
| Tax Bill | $15,901 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-51-119 |
| Primary APN | 783-51-119 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| 1st Floor Area | 1,927 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,015 sqft (0.161 acres) |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1476 SENEGAL CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 9035 LOT 58 |
| Legal Tract | 9035 |
| Legal Lot Number | 58 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 512516 |
Source: Santa Clara County records · APN 783-51-119
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 16, 2022 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Feb 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Mar 16, 2022 · Amount on Record |
| Deed Document Number | 25875502 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 26, 2025 |
| Property Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Document Number | 0025875502 |
| Map Reference | MB 700 PG 36-38 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 25875502 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Document Number | 0025875503 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 25875503 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 16, 2022 |
| Property Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Document Number | 0025261574 |
| Map Reference | MB 700 PG 36&38 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 25261574 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 105 VALLECITOS WAY, LOS GATOS, CA 95032-1635 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 26, 2021 |
| Property Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Document Number | 0024850941 |
| Map Reference | MB 700 PG 36&38 |
| Instrument Date | Feb 21, 2021 |
| Instrument | 24850941 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1476 SENEGAL CT, GILROY, CA 95020-8237 |
| Document Number | 0024850942 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 24850942 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,901.00 (+2.18%) | $1,293,345 (+4.04%) Land $517,338 Building $776,007 |
| 2023 | $15,562.00 (+66.08%) | $1,243,125 Land $497,250 Building $745,875 |
| 2022 | $9,370.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 685 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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