1476 N Whisperwood Dr, Hernando, FL 34442 Property Records

Citrus County property record for 1476 N Whisperwood Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 2020
Lot Size	0.243 acres (10,608 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Sep 2022)
Tax Bill	$6,922 (2025)
Deeds & Mortgages	Sep 2022 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0340-000D0-050.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0340-000D0-050.0`
Alternative APN	`3515682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Tile
Lot Area	10,608 sqft (0.243 acres)
Lot Dimensions	145 ft deep x 86 ft wide
Parking Spaces	9 Parking Spaces
Pool Area	405 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3515682
Street Address	1476 N WHISPERWOOD DR
City	HERNANDO
State	FL
Zip	34442-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	SKYVIEW VILLAS III PHASE II PB19/PG76-77 LOT 50 BLK D
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	SKYVIEW VILLAS III PHASE II
Legal Phase	2
Legal Block	D
Legal Lot Number	50
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2006
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5710 S 167TH CIR, OMAHA, NE 68135-5361
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Dec 28, 2020	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	2022064928
Deed Book / Page	3320 / 1196
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 15, 2022
Property Address	1476 N WHISPERWOOD DR, HERNANDO, FL 34442-6370
Document Number	0033201196
Book / Page	3320 / 1196
Map Reference	MB 19 PG 76&77
Instrument Date	Sep 14, 2022
Instrument	2022064928
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10378 CANYON POND CT, WEEKI WACHEE, FL 34613-3334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5710 S 16TH ST, OMAHA, NE 68107

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 28, 2020
Property Address	1476 N WHISPERWOOD DR, HERNANDO, FL 34442-6370
Document Number	0031201329
Book / Page	3120 / 1329
Map Reference	MB 19 PG 76&77
Instrument Date	Dec 21, 2020
Instrument	2020070903
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	MANATEE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,118.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2476 N ESSEX AVE, 2476, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 169 HOOKEHA STREET, KALAELOA, HI 96707

Mortgage

Document Number	0031201332
Date	Dec 28, 2020
Book Page	3120/1332
Instrument	2020070905

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,922.00 (-2.9%)	$454,563 (-3.61%) Land $63,260 Building $391,303	$454,563 (-3.61%) Land $63,260 Building $391,303
2024	$7,129.00 (+6.2%) Additional exemption filed	$471,590 (+7.36%) Land $63,260 Building $408,330	$471,590 (+7.36%) Land $63,260 Building $408,330
2023	$6,713.00 (+58.47%) Additional exemption filed	$439,268 (+13.99%) Land $63,260 Building $376,008	$439,268 (+13.99%) Land $63,260 Building $376,008
2022	$4,236.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$385,356 Land $63,260 Building $322,096	$385,356 Land $63,260 Building $322,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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