1476 Henderson Mill Rd, Morganton, NC 28655 Property Records

Burke County property record for 1476 Henderson Mill Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1971
Lot Size	8.19 acres (356,756 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2019)
Tax Bill	$1,716 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1796075329`

Property Details

APN / Parcel Number

Primary APN	`1796075329`
Alternative APN	`9952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	838 sqft
Finished Basement	351 sqft
Unfinished Basement	838 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	356,756 sqft (8.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	460 sqft
Deck Area	414 sqft
Patio Area	514 sqft
Shed	1 Shed
Shed Area	48 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1476 HENDERSON MILL RD
City	MORGANTON
State	NC
Zip	28655-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	1476 HENDERSON MILL RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1010
Census Tract	20100

Owner

1476 Henderson Mill Rd is owned and occupied by an individual who bought it in July 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1476 HENDERSON MILL RD, MORGANTON, NC 28655-9761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 6, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	20192017030174
Deed Book / Page	2414 / 229
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1476 HENDERSON MILL RD, MORGANTON, NC 28655-9761
Document Number	0024730653
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 HENDERSON MILL RD MORGANTON NC 286559761, MORGANTON, NC 28655-9761

Mortgage

Document Number	0024730653
Date	Jul 1, 2020
Book Page	002473/000653
Instrument	41902

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 6, 2019
Property Address	1476 HENDERSON MILL RD, MORGANTON, NC 28655-9761
Document Number	0023870505
Book / Page	2387 / 0505
Instrument Date	Feb 6, 2019
Instrument	2017024496
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1476 HENDERSON MILL RD, MORGANTON, NC 28655-9761

Mortgage

Document Number	2017024497
Date	Feb 6, 2019
Instrument	2017024497

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1476 Henderson Mill Rd was $1,716, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,716.00 (+0.29%)	$255,059 (-) Land $46,236 Building $208,823	$255,059 (-) Land $46,236 Building $208,823
2025	$1,711.00	$255,059 Land $46,236 Building $208,823	$255,059 Land $46,236 Building $208,823
2023	$1,720.00	$255,059 Land $46,236 Building $208,823	$255,059 Land $46,236 Building $208,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1476 Henderson Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1476 Henderson Mill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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