14751 N Smith Ave, Rathdrum, ID 83858 Property Records

Kootenai County property record for 14751 N Smith Ave, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 1994
Lot Size	10.3 acres (448,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$758,100 (Apr 2025)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51N05W056100`

Property Details

APN / Parcel Number

Primary APN	`51N05W056100`
Alternative APN	`130044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Great Room	Great Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	448,799 sqft (10.3 acres)
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Propane

Location & Zoning

Account Number	130044
Street Address	14751 N SMITH AVE
City	RATHDRUM
State	ID
Zip	83858-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	NW-SW-SW 0551N05W
Legal Range	05W
Legal Township	51N
Legal Section	05
Legal Subdivision	NW-SW
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3008
Census Tract	301

Owner

Source: Kootenai County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13771 N DELTA LN, RATHDRUM, ID 83858-7658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	20252998141
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668

Mortgage

Document Number	3031354000
Date	Jan 30, 2026
Instrument	3031354000

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2864453000
Date	Oct 12, 2021
Instrument	2864453000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2794711000
Date	Nov 30, 2020
Instrument	2794711000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668
Transaction Type	Mortgage
Record Updated	Aug 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2703935000
Date	Jul 29, 2019
Instrument	2703935000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	14751 N SMITH AVE, RATHDRUM, ID 83858-7668
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2630691000
Date	Feb 6, 2018
Instrument	2630691000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (-6.9%) Homeowner's exemption	$672,847 (-2.66%) Land $186,507 Building $486,340	$891,852 (-2.03%) Land $405,512 Building $486,340
2024	$1,943.00 (+2.42%)
2023	$1,897.00 (-30.39%) Homeowner's exemption	$691,230 (-14.02%) Land $181,433 Building $509,797	$910,309 (-6.36%) Land $400,512 Building $509,797
2022	$2,725.00 Homeowner's exemption	$803,925 Land $181,395 Building $622,530	$972,155 Land $349,625 Building $622,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 80% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST GREENACRES IRRIGATION DIST public/private · serves 11,165 people · EPA ID ID1280064
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: AT&T, Intermax Networks, Wired or Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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