14751 Commonwealth Dr, Athens, AL 35613 Property Records

Limestone County property record for 14751 Commonwealth Dr, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,980 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (Feb 2024)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Feb 2024 Sale & Construction Loan + 2 more
Flood Zone	Zone A (high risk)
APN	`0904200005010000`

Property Details

APN / Parcel Number

Primary APN	`0904200005010000`
Alternative APNs	`10908927` `61284`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,980 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	149 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10908927
Street Address	14751 COMMONWEALTH DR
City	ATHENS
State	AL
Zip	35613-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:KINGSTON PLACE 5TH ADD SEC/TWN/RNG/MER:SEC 20 TWN 03S RNG 03W
Legal Subdivision	KINGSTON PLACE 5TH ADD
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2078
Census Tract	20804

Owner

Source: Limestone County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2024	Warranty Deed, Construction Loan · Construction Mortgage UNITED WHOLESALE MORTGAGE
Dec 8, 2020	Warranty Deed, Construction Loan · Construction Mortgage BANK OF ENGLAND
Jul 9, 2020	Warranty Deed, Construction Loan · Commercial Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	0202411369
Deed Book / Page	2024 / 11369
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/7937
Date	Jan 29, 2026
Book Page	2026/7937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Feb 22, 2024
Property Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470
Document Number	2024/11369
Book / Page	2024 / 11369
Map Reference	MB J PG 184
Instrument Date	Feb 20, 2024
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470

Mortgage

Document Number	2024011371
Date	Feb 22, 2024
Instrument	2024/011371

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2024/11371
Date	Feb 22, 2024
Book Page	2024/11371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Dec 8, 2020
Property Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470
Document Number	2020/114640
Book / Page	2020 / 114640
Map Reference	MB J PG 184
Instrument Date	Dec 7, 2020
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MAIN ST, MADISON, AL 35758-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470

Mortgage

Document Number	202011464220201146
Date	Dec 8, 2020
Instrument	2020/11464220201146

Lender

Name	BANK OF ENGLAND

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jul 9, 2020
Property Address	14751 COMMONWEALTH DR, ATHENS, AL 35613-7470
Document Number	2020/55887
Book / Page	2020 / 55887
Map Reference	MB J PG 184
Instrument Date	Jul 2, 2020
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23143 FOUNDERS CIR, ATHENS, AL 35613-8186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MAIN ST, MADISON, AL 35758-1810

Mortgage

Document Number	2020/55889
Date	Jul 9, 2020
Book Page	2020/55889

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+3.42%) Homeowner's exemption	$48,220 (+1.17%)	$482,000 (+1.15%) Land $52,700 Building $429,300
2024	$1,376.00 (+0.07%) Homeowner's exemption	$47,660 (+2.27%)	$476,500 (+2.28%) Land $51,300 Building $425,200
2023	$1,375.00 (+21.79%) Homeowner's exemption	$46,600 (+21.29%)	$465,900 (+21.33%) Land $51,300 Building $414,600
2022	$1,129.00 Homeowner's exemption	$38,420	$384,000 Land $51,300 Building $332,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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