1475 SE 13th St, Stuart, FL 34996 Property Records

Martin County property record for 1475 SE 13th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (Jun 2001)
Tax Bill	$2,141 (2024)
Deeds & Mortgages	Mar 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-005-058-0040.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-005-058-0040.0-2-0000`
Alternative APNs	`10-38-41-005-058-00400-2` `26850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,890 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	346 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1475 SE 13TH ST
City	STUART
State	FL
Zip	34996-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SARITA HEIGHTS LOT 40 (E 24.8 OF LOT 24 ALL OF LOT 25 & W 9 OF LOT 26 BLK 58 OF SARITA ADDN)
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	SARITA ADDITION TO BROADWAY SECTION
Legal Block	58
Legal Lot Number	40
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3010
Census Tract	902

Owner

Source: Martin County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1475 SE 13TH ST, STUART, FL 34996-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
May 23, 2020	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2001 · Amount on Record
Deed Sale	Jun 6, 2001 · Amount on Record
Prior Sale	Jul 30, 1996 · Amount on Record
Deed Document Number	2001B
Deed Book / Page	1560 / 288
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1475 SE 13TH ST, STUART, FL 34996-5813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029800180
Date	Mar 12, 2018
Book Page	02980/0180
Instrument	2683190

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1475 SE 13TH ST, STUART, FL 34996-5813
Document Number	0031351239
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1475 SE 13TH ST STUART FL 349965813, STUART, FL 34996-5813

Mortgage

Document Number	0031351239
Date	Jun 15, 2020
Book Page	003135/001239
Instrument	2819693

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,089 (+5.99%)	$371,430 (+9.79%) Land $150,000 Building $221,430
2024	$2,141.00 (+3.08%)
2023	$2,077.00 (+4.42%) Additional exemption filed	$147,272 (+3%)	$338,310 (+6.43%) Land $140,000 Building $198,310
2022	$1,989.00 Homeowner's exemption	$142,983	$317,860 Land $165,000 Building $152,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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