1475 Sandypoint Dr, Rockford, IL 61103 Property Records

Winnebago County property record for 1475 Sandypoint Dr, Rockford, IL 61103

Property Summary

Property TypeSingle Family Home
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Oct 2020)
Tax Bill$5,764 (2025)
Deeds & MortgagesOct 2020 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-453-001

Property Details

APN / Parcel Number

Primary APN07-24-453-001
Alternative APNs
  • 724453001
  • 096D124

Exterior

Lot Area26,136 sqft (0.6 acres)

Location & Zoning

Street Address1475 SANDYPOINT DR
CityROCKFORD
StateIL
Zip61103-8866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT NO 2 OLDE RIVER RIDGE BNG PT S1/2SEC 24-45-1 LOT 24
Legal Range1
Legal Township45
Legal Section24
Legal SubdivisionOLDE RIVER RIDGE SUB NO 2
Legal Lot Number24
JurisdictionWINNEBAGO IL
Township / Civil DivisionOWEN
Census Block Group4
Census Block4026
Census Tract3801

Owner

1475 Sandypoint Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1475 SANDYPOINT DR, ROCKFORD, IL 61103-8866
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Correction Deed, Transfer
TITLE UNDERWRITERS AGENCY
Oct 2, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on File
Deed SaleOct 2, 2020 · Amount on File
Prior SaleSep 15, 2010 · Amount on File
Deed Document Number202029537
Last Transfer DateDec 5, 2023
Transfer Doc0000028969
Record UpdatedOct 29, 2026

October 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionWINNEBAGO IL
Recording DateOct 2, 2020
Property Address1475 SANDYPOINT DR, ROCKFORD, IL 61103-8866
Document Number0001029536
Instrument DateOct 2, 2020
Instrument1029536
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1475 SANDYPOINT DR ROCKFORD IL 611038866, ROCKFORD, IL 61103-8866

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 2, 2020
Property Address1475 SANDYPOINT DR, ROCKFORD, IL 61103-8866
Document Number0001029537
Instrument DateSep 30, 2020
Instrument1029537
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1475 SANDYPOINT DR ROCKFORD IL 611038866, ROCKFORD, IL 61103-8866

Mortgage

Document Number1029538
DateOct 2, 2020
Instrument1029538
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1475 Sandypoint Dr was $5,764 with a homeowner's exemption, up 5.5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionOwen Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,764.00 (+5.55%)$92,115 (+11.4%) Land $14,942 Building $77,173$276,345 (+11.4%) Land $44,826 Building $231,519
2024$5,461.00$82,689 Land $13,413 Building $69,276$248,067 Land $40,239 Building $207,828
2022Homeowner's exemption$65,545 Land $10,632 Building $54,913$196,635 Land $31,896 Building $164,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1475 Sandypoint Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims5 (2008–2019)
Most Recent ClaimMar 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Sandypoint Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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