1475 Misthaven Ln, Elgin, IL 60123 Property Records

Kane County property record for 1475 Misthaven Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2026)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-153-002`

Property Details

APN / Parcel Number

Primary APN	`06-33-153-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1475 MISTHAVEN LN
City	ELGIN
State	IL
Zip	60123-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 1 LOT 129
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	1
Legal Block	5
Legal Lot Number	129
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5007
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	735 WAVERLY DR, B, ELGIN, IL 60120-2002
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKCHAMPAIGN NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 13, 2024 · Amount on Record
Deed Document Number	202627868
Prior Transfer Date	Jun 12, 1995
Prior Transfer Doc	0000036694
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	1475 MISTHAVEN LN, ELGIN, IL 60123-8822
Document Number	0000027868
Instrument Date	Apr 29, 2026
Instrument	202627868
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	735 WAVERLY DR, ELGIN, IL 60120-2002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027869,
Date	Jul 2, 2026
Instrument	202627869

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.88%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2021
Property Address	1475 MISTHAVEN LN, ELGIN, IL 60123-8822
Document Number	0000035683
Instrument Date	Mar 24, 2021
Instrument	2021K035683
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1475 MISTHAVEN LN, ELGIN, IL 60123-8822

Mortgage

Document Number	0000035684
Date	May 6, 2021
Instrument	2021K035684

Lender

Name	BANKCHAMPAIGN NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,989.00 (+4.17%)	$112,727 (+8.57%) Land $30,744 Building $81,983	$338,316 (+8.57%) Land $92,269 Building $246,047
2024	$7,669.00 (+11.21%)	$103,829 (+21.39%) Land $28,317 Building $75,512	$311,612 (+21.44%) Land $84,985 Building $226,627
2022	$6,896.00 (+4.52%) Homeowner's exemption	$85,530 (+6.96%) Land $23,326 Building $62,204	$256,590 (+6.96%) Land $69,978 Building $186,612
2021	$6,598.00 Homeowner's exemption	$79,964 Land $21,808 Building $58,156	$239,892 Land $65,424 Building $174,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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