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1475 Mill Creek Dr, Baker, FL 32531 Property Records

Okaloosa County property record for 1475 Mill Creek Dr, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,869 sqft · built 2011
Lot Size0.333 acres (14,520 sqft)
OwnerIndividual Name on File
Tax Bill$3,175 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-037-8442-7

Property Details

APN / Parcel Number

Primary APNC56-001-037-8442-7
Alternative APN
  • 08-3N-24-1000-000A-0130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,869 sqft Heated Area
Gross Area2,695 sqft
1st Floor Area1,869 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area14,520 sqft (0.333 acres)
Garage TypeFinished
Garage Area580 sqft
PorchOpen Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1475 MILL CREEK DR
CityBAKER
StateFL
Zip32531-8479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK FARMS LOT 13 BLK A
Legal Range24
Legal Township03N
Legal Section08
Legal SubdivisionMILL CREEK
Legal BlockA
Legal Lot Number13
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

1475 Mill Creek Dr is owned by an individual who acquired it in July 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address1517 S FREDRICA AVE, CLEARWATER, FL 33756-2218
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2021
Deed SaleJul 21, 2021
Prior SaleAug 9, 2013
Deed Document Number3473536
Deed Book / Page3561 / 3415
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 21, 2021
Property Address1475 MILL CREEK DR, BAKER, FL 32531-8479
Document Number0035613415
Book / Page3561 / 3415
Map ReferenceMB 25 PG 36-39
Instrument DateJul 8, 2021
Instrument3473536
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySETCO SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13790 LEATHERBURY RD, LOXLEY, AL 36551-8414

Mortgage

Document Number35613417
DateJul 21, 2021
Instrument3561/3417
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1475 Mill Creek Dr was $3,175.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,175.00$321,332 Land $29,713 Building $291,619$321,332 Land $29,713 Building $291,619
2023$2,983.00 (-5.57%) Homeowner's exemption$334,788 (+6.65%) Land $25,244 Building $309,544$334,788 (+6.65%) Land $25,244 Building $309,544
2022$3,159.00$313,921 Land $23,592 Building $290,329$313,921 Land $23,592 Building $290,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1475 Mill Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Mill Creek Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Starlink
Satellite		280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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