1475 Draco Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 1475 Draco Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 1958
Lot Size	5.17 acres (225,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2026)
Tax Bill	$1,273 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07 24 1 27`

Property Details

APN / Parcel Number

Primary APN	`07 24 1 27`
Alternative APN	`93043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Heated Area
Gross Area	2,643 sqft
1st Floor Area	1,576 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1976
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	225,205 sqft (5.17 acres)
Garage Area	1 sqft
Porch	Slab
Porch Area	73 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	93043
Street Address	1475 DRACO RD
City	LENOIR
State	NC
Zip	28645-7592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1538 PG 332 YR 05 ST 0.00
Legal Subdivision	GLADYS KELLER PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2017
Census Tract	31201

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1475 DRACO RD, LENOIR, NC 28645-7592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jan 1, 1993 · Amount on Record
Deed Document Number	202610120617
Deed Book / Page	2169 / 1144
Prior Transfer Date	Feb 8, 2005
Prior Transfer Doc	0015380332
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 2, 2026
Property Address	1475 DRACO RD, LENOIR, NC 28645-7592
Document Number	0010120617
Book / Page	2169 / 1144
Instrument Date	Jul 2, 2026
Instrument	202610120617
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 DRACO RD, LENOIR, NC 28645-7592

Mortgage

Document Number	0010120617,
Date	Jul 2, 2026
Book Page	2169/1148
Instrument	202610120617

Lender

Name	MORTGAGE ASSURANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1475 DRACO RD, LENOIR, NC 28645-7592
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020721836
Date	Dec 13, 2022
Book Page	2072/1836
Instrument	10079544

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,273.00 (-4.79%)	$208,500 (-) Land $45,300 Building $163,200
2025	$1,337.00 (+24.49%)	$208,500 (+51.2%) Land $45,300 Building $163,200	$208,500 (+51.2%) Land $45,300 Building $163,200
2024	$1,074.00 (+6.02%)
2023		$137,900 (-) Land $38,300 Building $99,600	$137,900 (-) Land $38,300 Building $99,600
2022	$1,013.00	$137,900 Land $38,300 Building $99,600	$137,900 Land $38,300 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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