1475 Claim Stake Ct, Cool, CA 95614 Property Records

El Dorado County property record for 1475 Claim Stake Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1997
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2021)
Tax Bill	$6,370 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-361-021-000`

Property Details

APN / Parcel Number

Primary APN	`072-361-021-000`
Alternative APNs	`07236121100` `0723612110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	71,874 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1475 CLAIM STAKE CT
City	COOL
State	CA
Zip	95614-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 37/25/1841A
Legal Subdivision	AUBURN LAKE TRAILS UNIT #7
Legal Lot Number	1841
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3008
Census Tract	30601

Owner

1475 Claim Stake Ct is owned and occupied by two individuals who bought it in July 2021.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage CHANGE LENDING LLC
Jul 23, 2021	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Apr 27, 2018	Grant Deed, Transfer · ARM C2 FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	202147954
Prior Transfer Date	Jul 8, 2010
Prior Transfer Doc	0000031513
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104

Mortgage

Document Number	0000047957
Date	Jul 23, 2021
Instrument	2021-0047957

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 23, 2021
Property Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104
Document Number	0000047954
Map Reference	MB 37 PG 25
Instrument Date	Jul 21, 2021
Instrument	2021-0047954
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104

Mortgage

Document Number	0000047955
Date	Jul 23, 2021
Instrument	2021-0047955

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000047956
Date	Jul 23, 2021
Instrument	2021-0047956

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104

Mortgage

Document Number	0000066166
Date	Nov 17, 2020
Instrument	2020-0066166

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 27, 2018
Property Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104
Document Number	0000015885
Map Reference	MB 37 PG 25
Instrument Date	Apr 18, 2018
Instrument	2018-0015885
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1475 CLAIM STAKE CT, COOL, CA 95614-2104

Mortgage

Document Number	0000015886
Date	Apr 27, 2018
Instrument	2018-0015886

Lender

Name	C2 FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,337 (+2%) Land $135,304 Building $460,033
2025	$6,370.00 (+7.77%)	$583,664 (+4.04%) Land $132,651 Building $451,013
2023	$5,911.00 (+2.8%)	$561,000 Land $127,500 Building $433,500
2022	$5,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1475 Claim Stake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Claim Stake Ct is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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