1475 Bern Dr, Spring Hill, TN 37174 Property Records

Williamson County property record for 1475 Bern Dr, Spring Hill, TN 37174

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,174 sqft · built 2005
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$292,000 (Oct 2019)
Tax Bill$2,613 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Dec 2021 Mortgage
+ 2 more
APN094166I E 00700

Property Details

APN / Parcel Number

Primary APN094166I E 00700

Interior

Full Baths3.5 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,174 sqft Living Area
1st Floor Area1,599 sqft
2nd Floor Area575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
TerrainRolling
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchPorch
Porch Area100 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1475 BERN DR
CitySPRING HILL
StateTN
Zip37174-7173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD WYNGATE EST PH 20 PB 40 PG 110 LOT 0479
Legal SubdivisionWYNGATE EST
Legal Phase20
Legal Lot Number479 60
JurisdictionWILLIAMSON TN
Township / Civil Division3
Census Block Group3
Census Block3003
Census Tract51208

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1475 BERN DR, SPRING HILL, TN 37174-7173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Dec 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
DISCOVER BANK
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 17, 2019Warranty Deed, Transfer · Conventional Mortgage
LEGACY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2019 · Amount on Record
Deed SaleOct 17, 2019 · Amount on Record
Prior SaleApr 20, 2015 · Amount on Record
Deed Document Number19043103
Deed Book / Page7777 / 0423
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address1475 BERN DR, SPRING HILL, TN 37174-7173
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0092140492
DateMar 16, 2023
Book Page9214/492
Instrument23007192
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 7, 2043

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address1475 BERN DR, SPRING HILL, TN 37174-7173
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0088570232
DateDec 28, 2021
Book Page8857/232
Instrument21075158
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address1475 BERN DR, SPRING HILL, TN 37174-7173
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083130121
DateDec 2, 2020
Book Page8313/121
Instrument20068567
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TN
Recording DateOct 17, 2019
Property Address1475 BERN DR, SPRING HILL, TN 37174-7173
Document Number0077770423
Book / Page7777 / 0423
Map ReferenceMB P40 PG 110
Instrument DateOct 16, 2019
Instrument19043103
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyLAND TITLE SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1475 BERN DR, SPRING HILL, TN 37174-7173

Mortgage

Document Number0019043104
DateOct 17, 2019
Instrument19043104
Lender
NameLEGACY HOME LOANS LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilliamson County
MunicipalitySpring Hill City
Unified School DistrictWilliamson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,613.00 (+21.03%)$130,050 (+54.73%) Land $28,750 Building $101,300$520,200 (+54.73%) Land $115,000 Building $405,200
2024$2,159.00
2023$2,159.00$84,050 (-) Land $17,500 Building $66,550$336,200 (-) Land $70,000 Building $266,200
2022$2,159.00$84,050 Land $17,500 Building $66,550$336,200 Land $70,000 Building $266,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemH.B.& T.S. UTILITY DISTRICT
serves 40,094 people · EPA ID TN0000699
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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