1475 Alter Rd, Milford, MI 48381 Property Records

Oakland County property record for 1475 Alter Rd, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 1975
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2021)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-02-400-006`

Property Details

APN / Parcel Number

Primary APN	`L-16-02-400-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,714 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	1,099 sqft
Unfinished Basement	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	110,642 sqft (2.54 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	133 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1475 ALTER RD
City	MILFORD
State	MI
Zip	48381-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 2 PART OF NE 1/4 OF SE 1/4 BEG AT PT DIST S 02-19-29 W 324.46 FT & N 88-21-42 W 700.03 FT FROM E 1/4 COR, TH N 88-21-42 W 333.52 FT, TH S 02-19-29 W 331.01 FT, TH S 88-15-20 E 333.51 FT, TH N 02-19-29 E 331.62 FT TO BEG 2.54 A
Legal Range	07E
Legal Township	02N
Legal Section	02
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5003
Census Tract	132100

Owner

1475 Alter Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1475 ALTER RD, MILFORD, MI 48381-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 28, 2022	Intrafamily Transfer, Transfer
Aug 27, 2021	Warranty Deed, Transfer STERLING TITLE AGENCY
Dec 19, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2021209033
Deed Book / Page	56765 / 119
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000474934
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1475 ALTER RD, MILFORD, MI 48381-1202
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 ALTER RD, MILFORD, MI 48381-1202

Mortgage

Document Number	0000198965
Date	Aug 13, 2021
Book Page	56699/564
Instrument	198965

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 28, 2022
Property Address	1475 ALTER RD, MILFORD, MI 48381-1202
Document Number	0000474934
Book / Page	58278 / 317
Map Reference	LB 6241 PG 132
Instrument Date	Nov 15, 2022
Instrument	474934
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1475 ALTER RD, MILFORD, MI 48381-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1475 ALTER RD, MILFORD, MI 48381-1202

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 27, 2021
Property Address	1475 ALTER RD, MILFORD, MI 48381-1202
Document Number	0000209033
Book / Page	56765 / 119
Map Reference	LB 6241 PG 132
Instrument Date	Aug 12, 2021
Instrument	209033
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$4,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1475 ALTER RD, MILFORD, MI 48381-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 ALTER RD, MILFORD, MI 48381-1202

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2017
Property Address	1475 ALTER RD, MILFORD, MI 48381-1202
Document Number	0000231052
Book / Page	051400 / 000742
Instrument Date	Oct 31, 2017
Instrument	231052
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,378.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 GRAHAM PL GOODVIEW VA 240952523, GOODVIEW, VA 24095-2523

Mortgage

Document Number	206191
Date	Dec 19, 2017
Book Page	051263/000803
Instrument	206191

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1475 Alter Rd was $5,322 with a homeowner's exemption, down 34.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00 (-34.27%) Homeowner's exemption	$260,270	$520,540
2024	$8,097.00
2023		$227,720	$455,440
2021	$5,518.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1475 Alter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Alter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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